This research set out to explore and analyse the perceptions and attitudes of Islamic banking professionals toward contemporary risk management issues within Islamic banking. The efforts and dedication put into this research especially during the data collection and analysis period yielded highly significant and meaningful results, which is a critical success factor. As the foundational and empirical chapters indicate, this study is considered as having fulfilled its research aims and objectives. It is hoped and expected that at least some if not all of this research will be applied by the stakeholders of Islamic banking.

A number of ideas have been discussed and analysed in this research which can be considered to constitute an agenda for further research and deliberations by researchers, practitioners, regulators and Shari'ah scholars. As is acknowledged by many, the Islamic banking industry is at a crossroads. The right direction can provide the required impetus for sustained growth in the long run. The only alternative is through efficient and effective risk management practices and systems within the authentic worldview of Islamic moral economy. Integrated Islamic risk management and the building of a risk-sensitive culture are needed now and for the future. Investment in better risk management systems and tools should be viewed as a strategic development rather than a situational necessity. Risk management for Islamic banking is not a destination or a project; it is rather a journey and a process – an ongoing process.