No one writes a book by himself. I have read hundreds of books, thousands of articles, and tens of thousands of posts on the Morningstar and Bogleheads online investing forums. I have also watched numerous videos and broadcast interviews. In this book, I’ll share with you the summation of what I’ve learned from all these sources, along with the trial-and-error investment wisdom and perspective that come from both 94 years on this planet and some hard knocks.

I shall be eternally grateful to Taffy Gould, Mel Lindauer and my son, Michael Larimore, for their help in editing and handling all the computer work. Mel was my co-author on two previous Bogleheads’ books, and his advice has been invaluable as I prepared this third book in our Bogleheads’ series.

Finally, I want to express my sincere thanks and gratitude to Bill Falloon, Executive Editor, Finance and Investment, at John Wiley & Sons, who worked so diligently and effectively to make this book a worthy addition to the Bogleheads’ series.