References

  1. Abrar, A. and A.Y. Javaid (2014): ‘Commercialization and Mission Drift – A Cross Country Evidence on Transformation of Microfinance Industry’, International Journal of Trade, Economics and Finance, 5(1), pp.122–125.
  2. Annan, K. (2005): Microfinance, now important factor in poverty eradication, should be expanded, Secretary‐General tells Geneva Symposium, www.un.org/press/en/2005/sgsm10151.doc.htm (Last visited 27.7.2015).
  3. Armendáriz de Aghion, B. (1999): ‘On the Design of a Credit Agreement with Peer Monitoring’, Journal of Development Economics, 60(1), pp.79–104.
  4. Armendáriz de Aghion, B. and J. Morduch (2005): The Economics of Microfinance, MIT Press, Cambridge.
  5. Barboza, G. and H. Barreto (2006): ‘Learning by Association, Micro Credit in Chiapas, Mexico’, Contemporary Economic Policy, 24(2), pp.316–331.
  6. Barboza, G. and S.Trejos (2009): ‘Micro Credit in Chiapas, Mexico: Poverty Reduction Through Group Lending’, Journal of Business Ethics, 88(2), pp.283–299.
  7. Basel Committee on Banking Supervision (2010): Microfinance activities and the Core Principle for Effective Banking Supervision, Basel, August.
  8. Basel Committee on Banking Supervision (2015): Range of practice in the regulation and supervision of institutions relevant to financial inclusion, Basel, January.
  9. Becker, P.M. (2010): Investing in Microfinance. Integrating New Asset Classes into an Asset Allocation Framework Applying Scenario Methodology, Gabler Research, Wiesbaden.
  10. Berg, C. and M. Shahe Emran (2011): Does Microfinance Help the Ultrapoor Cope with Seasonal Shocks? Evidence from Seasonal Famine (Monga) in Bangladesh, papers.ssrn.com/sol3/papers.cfm?abstract_id=1802073 (Last visited 10.1.2015).
  11. Besley, T. and S.Coate (1995): ‘Group Lending, Repayment Incentives and Social Collateral’, Journal of Development Economics, 46(1), pp.1–18.
  12. Bethany, L.P. (2013): ‘Institutional Lending Models, Mission Drift, and Microfinance Institutions’, University of Kentucky: Doktorarbeit.
  13. Bezerra, J., W. Bock, F. Candelon, S. Chai, E. Choi, J. Corwin, S. DiGrande, R. Gulshan, D.C. Michael and A. Varas (2015): The Mobile Revolution: How Mobile Technologies Drive a Trillion‐Dollar Impact, https://www.bcgperspectives.com (Last visited 5.2.2015).
  14. BIS (2013): Triennial Central Bank Survey, www.bis.org/publ//bl//rpfx (Last visited 2.12.2014).
  15. BIS (2015): Quarterly Review: Debt securities statistics, www.bis.org/statis‐tics/secstats.htm (Last visited 12.5.2015).
  16. BlueOrchard (2014): Raising our SPIRIT: Social Performance Report 2014, Genf, December.
  17. BlueOrchard and the University of Zurich (2014): Swiss Institutional Investors Survey 2014, Zurich, June.
  18. Braverman, A. and J.L. Guasch (1986): ‘Rural credit markets and institutions in developing countries: Lessons for policy analysis from practice and modern theory’, World Development, 14(1), pp.1253–1267.
  19. Bundesbank (2014): https://www.bundesbank.de/Navigation/EN/Publications/Reports/Monthly_reports/monthly_reports.html?https=1 (Last visited 20.11.16)
  20. CGAP (2014): Microfinance FAQs, www.microfinancegateway.org/(2014‐is‐microfinance (Last visited 18.11.2014).
  21. Chen, G. and X. Faz (2015): ‘The Potential of Digital Data: How Far Can It Advance Financial Inclusion?’ CGAP Focus Note, 100(1), pp.1–12.
  22. Christen, R.P., K. Lauer, T. Lyman and R. Rosenberg (2012): A Guide to Regulation and Supervision of Microfinance, CGAP, Washington D.C., October.
  23. CIA World Factbook (2008): https://www.cia.gov/(2008): publications/the‐world‐factbookactb (Last visited 5.1.2015).
  24. Collaboratory, The (2015): Microfinance Loan Officer: Learners Guide, www.thecollaboratoryonline.org/w/images/CMF_GSM_UP_Microfinance_Loan_Officer.pdf (Last visited 26.6.2015).
  25. Collins, D.J., J. Morduch, S. Rutherford and O. Ruthven (2009): Portfolios of the poor: How the World’s Poor Live on $2 a Day. Princeton University Press, Princeton.
  26. Conning, J. (1999): ‘Outreach, sustainability and leverage in monitored and peer‐monitored lending’, Journal of Development Economics, 60(1), pp.51–77.
  27. Cull, R., D.‐K. Asli and J. Morduch (2009): ‘Microfinance Meets the Market’, Journal of Economic Perspectives, 23(1), pp.167–192.
  28. De Soto, H. (2001): The Mystery of Capital: Why Capitalism Triumphs in the West and Fails Everywhere Else, Black Swan, London.
  29. D'Espallier, B., I. Guerin, and R. Mersland (2013): ‘Focus on Women in Microfinance Institutions’, Journal of Development Studies, 49(5), pp.589–608.
  30. Demirguc‐Kunt, A., L. Klapper, D. Singer and P. Van Oudheusden (2015): The Global Findex Database 2014, Measuring Financial Inclusion around the World, The World Bank Development Research Group, Working Paper, Washington D.C.
  31. Demombynes, G. and A. Thegeya (2012): Kenya's Mobile Revolution and the Promise of Mobile Savings, The World Bank Development Research Group, Working Paper, Washington D.C.
  32. Desai, J., K. Johnson and A. Tarozzi (2015): ‘The Impacts of Microcredit: Evidence from Ethiopia’, American Economic Journal: Applied Economics, 7 (1), pp.54–89.
  33. Deutsche Kreditbank (2015): Geschäftsbericht 2014, Deutsche Kreditbank AG, Berlin.
  34. Dickinson, T. (2012): Development Finance Institutions: Profitability Promoting Development, www.oecd.org/dev/41302068.pdf (Last visited 14.12.2014).
  35. Dieckmann, R. (2007): ‘Microfinance: An emerging investment opportunity – Uniting social investment and financial returns’, Deutsche Bank Research, pp.1–20.
  36. Economist, The (2010a): Microfinance: Leave Well Alone, 20.11.2010.
  37. Economist, The (2010b): Microfinance under scrutiny: Overcharging, 20.11.2010.
  38. Economist, The (2013): The Economist explains: Why does Kenya lead the world in mobile money?, http://www.economist.com/blogs/economist‐explains/2013/05/economist‐explains‐18 (Last visited 9.2.2015).
  39. Economist Intelligence Unit, The (2014): Global Microscope 2014: The enabling environment for financial inclusion, London, November.
  40. Fairbourne, J., S. Gibson and W. Dyer (2007): MicroFranchising: Creating Wealth at the Bottom of the Pyramid, Edward Elgar Publishing, Cheltenham.
  41. Forum Nachhaltige Geldanlagen (2015): Marktbericht: Nachhaltige Geldanlagen 2015 Deutschland, Österreichund die Schweiz, Berlin, May.
  42. Geczy, C., R.F. Stambaugh and D. Levin (2005): Investing in Socially Responsible Mutual Funds, papers.ssrn.com/sol3/papers. cfm?abstract_id=416380 (Last visited 1.5.2015).
  43. Ghatak, M. and T. Guinnane (1999): ‘The Economics of Lending with Joint Liability: Theory and Practice’, Journal of Development Economics, 60(1), pp.195–228.
  44. Gonzalez, A. (2011): Publication Update: Analyzing Microcredit Interest Rates A Review of the Methodology Proposed by Mohamed Yunus, MIX Data Brief No.4.,www.themix.org/sites/default/files/MBB%20Publication%20Update% 20data%20brief%204.pdf (Last visited 18.10.2014).
  45. Grameen Foundation (2015): Progress out of Poverty Index (PPI), www.progressoutofpoverty.org/Fo (Last visited 22.5.2015).
  46. Griffith, R. and M. Evans (2012): Development Finance Institutions, Advocates for International Development, London, July.
  47. Gurley, J. and E. Shaw (1955): ‘Financial Aspects of Economic Development’, American Economic Review, 45(4), pp.515–538.
  48. Hartarska, V. and M. Holtmann (2006): ‘An overview of recent developments in the microfinance literature’, Agricultural Finance Review, 66(2), pp.147–165.
  49. Hartmann‐Wendels, T., T. Mählmann and T. Versen (2009): ‘Determinants of banks’ risk exposure to new account fraud. Evidence from Germany', Journal of Banking and Finance, 33(2), pp.347–357.
  50. Hashemi, S. (2007): ‘Beyond Good Intentions: Measuring the Social Performance of Microfinance Institutions’, CGAP Focus Note, 41(1), pp.1–12.
  51. Hofmann, M. (2015): Nachhaltige Entwicklung: Die Welt gibt sich neue Ziele, www.nzz.ch/schweiz/die‐welt‐gibt‐sich‐neue‐ziele‐1.18466894 (Last visited 7.5.2015).
  52. Hollis, A. and A. Sweetman (2004): ‘Microfinance and Famine: The Irish Loan and Funds during the Great Famine’, World Development, 32(9), pp.1509–1523.
  53. Holvoet, N. (2004): ‘Impact of Microfinance Programs on Children's Education: Do the Gender of the Borrower and the Delivery Model Matter?’, Journal of Microfinance, 6(2), pp.27–49.
  54. Impactspace (2014): Social, Environmental and Financial Impact, impact‐space.com/public/ (Last visited 23.2.2015).
  55. Jappelli, T. and M. Pagano (2000): Information sharing in Credit Markets: A Survey, CSEF Working Paper No. 36, University of Salerno.
  56. J.P. Morgan (2015): J.P. Morgan Institutional Library, am.jpmorgan.com/ca/institutional/library.
  57. Khandker, S.(1998): Fighting Poverty with Microcredit: Experience in Bangladesh, Oxford University Press, New York.
  58. Kropp, J., C.G. Turvey, D.R.  Just, R. Kong, P. Guo (2009): ‘Are the poor really more trustworthy? A micro‐lending experiment’, Agricultural Finance Review, 69(1), pp.67–87.
  59. Leatherman, S., K. Geissler, B. Gray and M. Gash (2012): ‘Health Financing: A New Role for Microfinance Institutions?’, Journal of International Development, 25(7), pp.881–896.
  60. Ledgerwood, J. (2000): Microfinance Handbook: An Institutional and Financial Perspective, World Bank Publications, Washington D.C.
  61. Ledgerwood, J. (2013): The New Microfinance Handbook: A Financial Market System Perspective, World Bank Publications, Washington D.C.
  62. Leive, A. and K. Xu (2008): ‘Coping with Out‐of‐Pocket Health Payments: Empirical Evidence from 15 African Countries’, Bulletin of the World Health Organization, 86(11), pp.849–856.
  63. Littlefield, E., J. Morduch and S. Hashemi (2003): ‘Is Microfinance an Effective Strategy to Reach the Millennium Development Goals?’, CGAP FocusNote, 24(1), pp.1–12.
  64. Liv, D. (2013): Study on the Drivers of Over‐Indebtedness of Microfinance Borrowers in Cambodia: An In‐depth Investigation of Saturated Areas, Cambodia Institute of Development, Phnom Penh, March.
  65. Luoto, J., C. McIntosh and B. Wydick (2007): ‘Credit Information Systems in Less‐Developed Countries: Recent History and a Test with Microfinance in Guatemala’, Economic Development and Cultural Change, 55(2), pp.313–334.
  66. Mangold, R. (2015): Do Microfinance Investment Managers Add Value, and How? Working Paper, pp.1–29.
  67. Markowitz, H. (1952): ‘Portfolio Selection’, Journal of Finance, 7(1), pp.71–91.
  68. Maslow, A. (1943): ‘A theory of human motivation’, Psychological Review, 50(4), pp.370–396.
  69. Massa, I. and D. Willem te Velde (2011): ‘The role of development finance institutions in tackling global challenges’, Overseas Development Institute Project Briefing, 65(1), pp.1–4.
  70. Mbiti, I. and D.N. Weil (2011): Mobile Banking: The Impact of M‐Pesa in Kenya, The National Bureau of Economic Research, Working Paper, Cambridge.
  71. McIntosh, C. and B. Wydick (2005): ‘Competition and Microfinance’, Journal of Development Economics, 78(2), pp.271–298.
  72. Menning, C.B. (1992): ‘The Monte's Monte: The Early Supporters of Florence's Monte di Pieta’, The Sixteenth Century Journal, 23(4), pp.661–667.
  73. Mersland, R. and R. Oystein Strom (2010): ‘Microfinance Mission Drift?’, World Development, 38(1), pp.28–36.
  74. Meyer, J. (2013): ‘Investing in Microfinance: An Analysis of Financial and Social Returns’, University of Zurich: PhD thesis.
  75. Meyer, R. and G. Nagarajan (2006): ‘Microfinance in developing countries: accomplishments, debates and future directions’, Agricultural Finance Review, 67(1), pp.167–194.
  76. MFTransparency (2015): What We Do, www.mftransparency.org/what‐we‐do/ (Last visited 26.5.2015).
  77. Microcredit Summit Campaign (2014): The State of the Microcredit Summit Campaign Report, Microcredit Summit Campaign, Washington D.C., June.
  78. Microfinance Centre (2007): MFC, From Mission to Action – Management Series for Microfinance Institutions, www.microfinancegateway.org/sites/ default dfiles/mfg‐en‐toolkit‐from‐mission‐to‐action‐management‐series‐for‐microfinance‐institution‐strategic‐management‐toolkit‐handbook‐2007.pdf (Last visited 28.11.2014).
  79. Micro Finance Institutions (Development and Regulation) Bill (2012): Arrangement of Clauses, Bill No. 62, www.prsindia.org/uploads/media/Micro% 20Finance%20Institutions/Micro%20FiFinan%20Institutions%20%28Development%20and%20Regulation%29%20Bill,%202020.pdf (Last visited 4.10.2014).
  80. MicroPensionLab (2014): What we do, www.micropensions.com (Last visited 9.1.2015).
  81. Microrate (2013a): Microfinance Institution Tier Definitions, www.micro‐rate.com (Last visited 25.1.2015).
  82. Microrate (2013b): The State of Microfinance Investment 2013: Survey and Analysis of MIVs – 8th Edition, Washington D.C., November.
  83. MIX (2011): Myths and Reality: Cost and Profitability of Microfinance, www.themix.org/publications/microbanking‐bulletin/2011/03/myths‐and‐reality‐cost‐and‐profitability‐microfinance (Last visited 12.1.2015).
  84. MIX (2015): MIX Database. Cross Market Analysis Tool, reports.mixmarket.org/crossmarket (Last visited 21.5.2015).
  85. MkNelly, B. and C. Dunford (1998): Impact of Credit with Education on Mothers and Their Young Children's Nutrition: Lower Pra Rural Bank Credit with Education Program in Ghana, Freedom from Hunger, Davis, March.
  86. Morduch, J. (1999): ‘The Microfinance Promise’, Journal of Economic Literature, 37(4), pp.1569–1614.
  87. Nagarsekar, G. (2012): A Report on the Interest of Microfinance Institutions, Birla Institute of Technology and Science, Pilani, December.
  88. Nash, J.F. (1951): ‘Non‐Cooperative Games’, Annals of Mathematics, 54(2), pp.286–295.
  89. Panjaitan‐Drioadisuryo, R.D.M. and K. Cloud (1999): ‘Gender Self‐Employment and Microcredit Programs: An Indonesian Case Study’, Quarterly Review of Economics and Finance, 39(5), pp.769–779.
  90. Parker, J. and D. Pearce (2002): ‘Microfinance, Grants, and Non‐Financial Responses to Poverty Reduction’, CGAP Focus Note, 20, pp.1–20.
  91. Pickens, M. (2009): Window on the Unbanked: Mobile Money in the Philippines, CGAP Brief, Washington D.C., December.
  92. Prahalad, C.K. and S.L. Hart (2002): The Fortune at the Bottom of the Pyramid, Strategy + Business, first quarter, 2002.
  93. Prasac (2015): Annual Report 2014, Prasac, Phnom Penh.
  94. Raiffeisen Group (2015): Geschäftsbericht 2014, Raiffeisen Gruppe, St.Gallen.
  95. Rating Initiative, The (2013): Social Rating Guide, www.sptf.info/images/he (201%20rating%20guide_english_nov%202014.pdf (Last visited 27.9.2014).
  96. Ravallion, M., S. Chen and P. Sangraula (2008): Dollar a Day Revisited, The World Bank Development Research Group, Working Paper, Washington D.C.
  97. Reed, L.R., J. Marsden, A. Ortega, C. Rivera and S. Rogers (2015): The State of the Microcredit Summit Campaign Report 2014, Washington D.C., June.
  98. Remenyi, J. (2000): Microfinance and Poverty Alleviation: Case Studies from Asia and the Pacific, Taylor & Francis Group, New York.
  99. Renneboog, L., T. Jenke and C. Zhang (2008): ‘Socially responsible investments: Institutional aspects, performance, and investor behavior’, Journal of Banking and Finance, 32(9), pp.1723–1742.
  100. ResponsAbility (2010): Korruption and Finanzkriminalität – ein Problem in Mikrofinanz?, Zurich.
  101. Robinson, M.S. (2001): The Microfinance Revolution: Sustainable Finance for the Poor, The World Bank Publications, Washington D.C.
  102. Rock, R., M. Otero and R. Rosenberg (1996): ‘Regulation and Supervision of Microfinance Institutions: Stabilizing a New Financial Market’, CGAP Focus Note, 4, pp.1–4.
  103. Rosenberg, R. (2010): ‘Does Microcredit Really Help Poor People?’, CGAP Focus Note, 59, pp.1–8.
  104. Rosenberg, R., S. Gaul, W. Ford and O. Tomilova (2013): Microcredit Interest Rates and Their Determinants 2004–2011, CGAP, Washington D.C., June.
  105. Rutherford, S. (2001): The Poor and Their Money, Oxford University Press, New Delhi.
  106. Sachs, J. (2006): The End of Poverty: Economic Possibilities for Our Time, Penguin Group, New York.
  107. Schicks, J. (2011): Over‐Indebtedness of Microborrowers in Ghana: An Empirical Study from a Customer Protection Perspective, Center for Financial Inclusion, Brussels, November.
  108. Schreiner, M. (2010): ‘Seven Extremely Simple Poverty Scorecards’, Enterprise Development and Microfinance, 21(2), S.118–137.
  109. Schumpeter, J. (1926): Theorie der wirtschaftlichen Entwicklung, 2. Auflage, München, Leipzig.
  110. Scofield, R. (2015): The evolving microfinance revolution has yet to run its full course, https://www.devex.com/news/the‐evolving‐microfinance‐revolution‐has‐yet‐to‐run‐its‐full‐course‐86017 (Last visited 1.5.2015).
  111. Seibel, H.D. (2003): ‘History matters in microfinance’, Small Enterprise Development, 14(2), pp.10–12.
  112. Sen, A.K. (1999): Development as Freedom, Knopf, New York.
  113. Simanowitz, A. and A. Waters (2002): ‘Ensuring Impact: Reaching the Poorest while Building Financially Self‐Sufficient Institutions and Showing Improvement in the Lives of the Poorest Women and Their Families’, in: S. Daley‐Harris (ed.), Pathways out of Poverty: Innovations in Microfinance for the Poorest Families, Kumarian Press, Bloomfield.
  114. Sinha, F. (2006): Social Rating and Social Performance Reporting in Microfinance: Towards a Common Framework, Argidius Foundation, Washington D.C., January.
  115. Smart Campaign (2016): The Smart Campaign: Certified Organizations, www.smartcampaign.org/certification/certified‐organizations (Last visited 26.5.2015).
  116. Social Performance Task Force (2014a): Social Performance Task Force, sptf.info/sp‐task‐force (Last visited 28.10.2014).
  117. Social Performance Task Force (2014b): Social Performance Task Force: Universal Standards for Social Performance Management, www.sptf.info/images/ usspm %20englishmanual%202014%201.pdf (Last visited 18.10.2014).
  118. Solli, J., L. Galindo, A. Rizzi, E. Rhyne and N. van de Walle (2015): What Happens to Microfinance Clients who Default? An Exploratory Study of Microfinance Practices, The Smart Campaign, Washington D.C., January.
  119. Standard & Poor's (2007): Microfinance: Taking Root in the Global Capital Markets, New York, June.
  120. Staub‐Bisang, M. (2011): Nachhaltige Anlagen für institutionelle Investoren, Verlag Neue Zürcher Zeitung, Zürich.
  121. Stiglitz, J. (1990): ‘Peer Monitoring and Credit Markets’, The World Bank Economic Review, 4(2), pp.351–366.
  122. Stiglitz, J. and A. Weiss (1981): ‘Credit rationing with imperfect information’, American Economic Review, 71(3), pp.393–410.
  123. Sustainable Finance Geneva (2014): 10 Finance Innovations: Geneva, the Sustainable Finance Laboratory, Geneva, September.
  124. Symbiotics (2016): 2016 Symbiotics MIV Survey, Geneva, September.
  125. Tameer Bank (2015): www.tameerbank.com/agri‐group‐loans.html (Last visited 19.11.2016)
  126. Todd, H. (1996): Women at the Centre: Grameen Bank Borrowers after One Decade, Dhaka University Press, Dhaka.
  127. UN News Centre (2015): Climate change and sustainability key to future development agenda, www.un.org/apps/news/story.asp?NewsID=50165#.VUuEjGeJ iUm (Last visited 7.5.2015).
  128. United Nations (2001): Die UN‐Millenniums‐Entwicklungsziele, un‐kampagne.de/index.php?id=90 (Last visited 16.10.2015).
  129. United Nations (2006): Blue Book: Building Inclusive Finanical Sectors for Development, The United Nations Department of Public Information, New York.
  130. United Nations (2014): The World We Want – A Future For All, Website https://sustainabledevelopment.un.org/sdgsproposal (Last visited 7.5.2015).
  131. UNCTAD (2014): World Investment Report 2014: Investing in the SDGs, unctad.org/en/PublicationsLibraryublicationsLibraryLast visited 21.5.2015).
  132. UNDP (2014): Millennium Development Goals, www.undp.org/ (Last visited 12.12.2014).
  133. Van Tassel, E. (1999): ‘Group Lending Under Asymmetric Information’, Journal of Development Economics, 60(1), pp.3–25.
  134. Varian, H. (1990): ‘Monitoring Agents with Other Agents’, Journal of Institutional and Theoretical Economics, 146(1), pp.153–174.
  135. VisionFund (2015): Average Loan Size, www.visionfund.org/1501/(2015)wwhe (Last visited 28.5.2015).
  136. World Bank (2001): World Development Report 2000/2001: Attacking Poverty, Oxford University Press, New York.
  137. World Bank (2014): Global Financial Development Report: Financial Inclusion, World Bank Publications, Washington D.C.
  138. World Bank (2015a): Financial Inclusion Data/Global Findex, datatopics.world‐bank.org/financialinclusion (Last visited 17.6.2015).
  139. World Bank (2015b): Inflation, GDP deflator (annual %), data.worldbank.org/indicator/NY.GDP.DEFL.KD.ZG (Last visited 18.6.2015).
  140. World Bank (2016): PovcalNet Database, iresearch.worldbank.org/ PovcalNet PovcalNetorld (Last visited 20.2.2015).
  141. World Trade Organization (2015): Balance of Trade, www.wto.org (Last visited 16.6.2015).
  142. Xu, K., D.B. Evans, G. Carrin, A.M. Aquilar‐Rivera, P. Musgrove and T. Evans (2007): ‘Protecting Households from Catastrophic Health Spending’, Health Affairs, 26(4), pp.972–983.
  143. Xu, K., D.B. Evans, K. Kawabata, R. Zeramdini, J. Klavus and C.J. Murray (2003): ‘Household Catastrophic Health Expenditure: A Multicountry Analysis’, The Lancet, 363, pp.111–117.
  144. Zeller, M. (2006): ‘A comparative review of major types of rural microfinance institutions in developing countries’, Agricultural Finance Review, 66(2), pp.195–213.
..................Content has been hidden....................

You can't read the all page of ebook, please click here login for view all page.
Reset
3.17.162.247