Within the mortgage industry, there are important niche markets. In this part, we’ll review the way mortgage brokers can help low-income and minority clients join the ranks of homeowners. We’ll also examine the growing business of reverse mortgages: a way senior citizens can stay in their homes and take advantage of their home equity in order to get a steady income stream. Last, I’ll give you an insider’s look at the profitable mortgage market of co-ops, condotels, multi-family housing, and refinancing.