I am a firm believer that people who apply the four pathways of the Creative Entrepreneur Mandala experience little competition simply because most people do not make the effort to develop in each area. The outcomes achieved by those who do are significant. Financially, it could mean the difference between living month to month and achieving financial independence. Creatively, it could mean slogging away at work you feel lukewarm about or engaging in work that challenges you and therefore brings out the best you have to offer. What is it worth to you to learn some managerial tools and apply them rigorously? What will it cost you if you don’t?