IN THIS PART …

Realize that contributing to a 401(k) brings various benefits from tax credits to tax deferrals, and maybe contributions from your company.

Discover all you need to know about joining a 401(k) — how, when, whether you can, or whether you’re automatically in.

Look into the fees you pay related to your 401(k) and hope your employer is smart enough to pay administrative costs for you.

Explore options for your 401(k) when you leave your job. Decide whether to take your money to a new plan, keep it where it is, or convert it to an IRA.