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Index
I
Index
A
Anglo-Saxon capitalism
Anglo-Saxon-type banking systems
Asset securitization
Association of Community Organizers for Reform Now (ACORN)
Austerity
definition
Euro, real unification
Germany
B
BankAmericard
Bankcard association/card scheme
Bank-centric system
Bank for International Settlements (BIS)
Basel III process
Basel process
Basel standards
Bipartisan government policy
Boom optimistic entrepreneurs
Bretton Woods system
Bureaucracies
C
Card Act
CHIPS.See Clearing House Interbank Payment System
Civilization
Clearing House Interbank Payment System (CHIPS)
Committee of Payment and Settlement Systems (CPSS)
Community Reinvestment Act (CRA)
Consumer banking
BankAmericard
bankcard association/card scheme
branch-based customer relationship
credit card industry
Depression-era Glass-Steagall Act
“diseconomies of scale”
FDIC
four-party model
institutional investors
“market-centric” financial system
merchant/customer relationship
Pac-Man banking
risky business
RTC
SEC
S&L industry
Consumer banking
statistical analysis
US “flow-of-funds” data
usury laws
Consumer Finance Protection Bureau (CFPB)
Continuous Linked Settlement (CLS)
Creative destruction
Credit-driven economy
Crony capitalism
Cross-Pacific economy
D
Debtor Nation
Dirigisme
Dollar-centric financial system
Durbin Amendment
E
ECB.See European Central Bank
Economic consequences, financial regulation
bank P & Ls and balance sheets
bureaucratic regulation
capital allocation
capitalism
clearinghouse/transaction switch
contradictory rules
creative destruction
free-market capitalism
full-blown panic leading
lender-of-last-resort function
payments system
private-sector banks
consumer protection vs. access
financial access restriction
brick-and-mortar branches
civilization
clearinghouse
CRA
credit judgments
economic enfranchisement
government paternalism
joint-stock banks
loan securitization
mass-market retail banking
national and multilateral development agencies
non-credit worthy segments
ownership society
paychecks
premium/reward cards
individual banker accountability
interest reduction
predatory lending
product differentiation
public utility
regulatory, capital, and litigation costs
regulatory compliance and fraud losses
savers and investors
shell game
asset-securitization process
commercial and industrial loans
credible assessment
Dodd-Frank Act
Federal Reserve Bank
free-market creative destruction
globalization
Great Depression
Great Moderation
least-regulated jurisdictions
regulatory arbitrage
relationship banking
retail banking revolution
return-on-equity business
rules-based regulation
securitization and market-based funding
supervision vs. rule making
unbanking
utility-style banking
European Central Bank (ECB)
F
Federal Deposit Insurance Corporation (FDIC)
Federal Reserve
Finance consumers
American Revolutionary War song
bondholders and money market funds
Bureau of Labor Statistics
business-to-business commerce
consumerism
credit score
debt free
“dot-com” bubble
employment and consumer credit
Gallup polling organization
Great Society
house prices
“infrastructure”
innovation and education, America
advantage
American living standards
global success
high-stakes examinations
industrial policy
student loans
mass-market pottery
money saving
New Class, new elite educated caste
non-tradable private sector
one's station in life
overseas trade
pent-up demand
private-sector employment
property taxes
“self-liquidating”, definition
shelter
asset bubbles and distorts markets
electoral process
Japanese economy
retirement plans and financial advisors
Travellers Club
wealth effect
short-term insurance scheme, unemployment assistance
stock market
structural unemployment
American economy
labor force participation rate
labor markets, Europe
solidarity
three-tiered system
subsidy-based industries
super-safe government debt
technological creativity and economic progress
unionized public-service employees
US job growth
“welfare to work” requirements
You, Inc.
Finance-driven economy
anti-capitalism
capitalism
chronic debt crisis
corporate America
current movie
artificial bank earnings
asset prices
banking implosions
borrowers and investors connection
borrowing demand
catastrophic financial bubble
civilization
corporatism
democratic crony capitalism
Dodd-Frank act
economic growth and social stability
financial repression
Glass-Steagall Act
human ingenuity
interbank funding markets
low interest rates and easy money
market collapse
money market
overexuberence
overinvestment and speculation
pre-crisis conditions
printing money
private capital
Finance-driven economy
profitability
quantitative easing
recovery
regulation
regulatory capital rules
resources and tools
shell-shocked enterprises and households
end of employment
financial leverage magic and poison
CEO class
consumer debt
disconnection problem
market bargain
real economy
wealth financialization
working capital
global financial crisis
Great Moderation
Great Panic
household sector agony
investor class
Marx, Karl
asset bubble
cash nexus
dot-com bubble
economic revolution
First World War
free markets
French Revolution
globalization
Great Depression
liberalism
normalcy
overproduction and speculation
Wall Street
revolutionary socialism
sovereign debt
Finance reconstruction
bank bashing
“bankers”
business model, challenges
Citigroup
cyclical businesses
government management
legitimacy
bonus culture
privileged opportunity, long-established bank
short-term share-price manipulation
state and legal systems
stock price
mark-to-market price
“producers”
profession, definition
prudence
root-and-branch transformation
talent pool
“the race for talent”
trust
cash management
Financial Market Meltdown
FSA
hackneyed term
information asymmetry
non-bank financial service provider
oversold/up-sold products
utility
Anglo-Saxon-type banking systems
big data tools
bills-of-exchange market
branch and payment services
clearinghouse creation
core banking
economic value transmission
exchange of claims
fee-income growth
fiat money system
financial intermediation
financial transactions
flexible contractor/subcontractor relationship
information technology
“liquidity premium”
multidivisional/M-form organization
non-interest income
old-media companies
overhead value analysis
“privileged opportunity”
quill pen–era practice
sheer utility value
silos, product business
transaction accounts
venture capital industry
“War for Talent”
Financial crises
affordable housing
banking “transmission” mechanism
Basel III process
basel process
consumer banking(see Consumer banking)
Dodd-Frank
domestic banking system
European Union
FDIC
finance-driven economy's leverage machine
Financial Market Meltdown
GDP
Government Policy and Central Banks, market meltdown(see Regulation process)
government policy failure
“government-sponsored” public companies
Great Depression
GSEs
legal missteps
New Deal
panic-stricken markets
political missteps
Ponzi scheme
postwar financial order
printing money
private profits and socialized losses
private-sector demand
public-sector demand
quantitative approach
TARP
too-big-to-fail institutions
Triple A bonds
US Federal Reserve System
Financial liberalization
Financial Market Meltdown
Financial repression
Financial Services Authority (FSA)
Food and Drug Administration (FDA)
Fordism
Free-market capitalism
Free markets
French Revolution
Front-end trading systems
FSA.See Financial Services Authority
G
GDP
“Giro” payments systems
Global imbalance
Globalization
Global whirlwinds
Asia, finance movement
cultural differences
Financial Market Meltdown
Interest Equalization Tax
language, law, and business culture
primacy
austerity(see Austerity)
British Empire
Chimerica
China and United States
cross-Pacific economy
foreign interference and
aggression
headline growth rates
repression revolution and series–
Second World War
Smoot-Hawley Tariff
surpluse trade
sustainable development
Chinese ascendancy
clearing and settlement
bottleneck
Dynastic China
Global whirlwinds
economic primacy
European banking crisis
ECB
federal funds market
Federal Reserve
global money market
interbank market
interbank-lending market
interest rate and currency
risks
investment-banking industry
recession
short-and medium-term credit
short-term funding and
liquidity
sovereign risk
steroids
globalization
global money pump
global trade, zero-sum game
ants and grasshoppers
cheap TV deal
Chinese Central Bank
currency manipulation
multilateral trade
political demagoguery
hegemon
sustainable development
technology vs. friction
US global economic leadership
US losing clout
war, settlement risk
Western decline acceleration
Government-sponsored enterprises
(GSEs)
Graham-Leach-Bliley Act
Great Depression
Great Moderation
“Green” economy
Growth-killing austerity
H
Home equity lines of credit (HELOCs)
I
Industrial Revolution
Infinite customization
J
Joint-stock banking
L
Laissez-faire economy
Liberal arts
Life after finance
credit-driven economy
death knell, consumer credit
American optimism
big data
entrepreneurs starvation
loan factories
per-account/per-transaction
securitization
unbanking
financial repression
Bretton Woods system
capital exports and foreign-exchange transactions
captive domestic audience
debt restructuring
GDP
government banks ownership
industrial policy
monopolies
negative real interest rates
prudential regulation
rules
subsidized green energy
tax raising and lowering
World War II
Government expenditure
low interest rates
political direction, credit and investment
formal taxation
government-run utility
Japanese banks
laissez-faire economy myth
market-driven banking system
winners and losers
risky business
amalgamation
coincidence
competition
joint-stock banks
often-contradictory rules and requirements
private partnerships
separation of functions
shareholder-owned banks
small-town banks
Life-line banking
Liquidity trap
London Interbank Offered Rate (LIBOR)
M
“Market-centric” financial
system
Mass-market retail banking
McKinsey Global Institute (MGI)
Micro-regulation
Ministry of International Trade and Industry (MITI)
Moral hazard
N
National Bank Act
National Bureau of Economic Research (NBER)
O
Outsourcing
P
Personal Consumption Expenditure (PCE)
Price discovery
Principles-based regulation
Printing money
Professional/proprietary trading
R
Real Time Gross Settlement (RTGS)
Regulation process
“Anglo-Saxon” world
balance sheets and trading desks
definition
finance deregulation
Graham-Leach-Bliley Act
Triple A–rated bonds
“ultra-safe” money market mutual
fund
Regulatory arbitrage
Resolution Trust Corporation (RTC)
Ring fencing
Rules-based regulation
S
Savings-and-loan (S&L) industry
Securities and Exchange Commission
(SEC) rules
S&L industry.See Savings-and-loan industry
Society for Worldwide Interbank
Financial Telecommunications
(SWIFT)
Straight-through procession
Subprime mortgage market
T
The Dodd-Frank Act
Trillion-pound banking groups
Troubled Asset Relief Program (TARP)
U
US Federal Reserve
V
Volcker rule
W
Working capital
