Acknowledgements

I thank those who have supported and inspired me over the years – my dear colleagues, friends and family, especially my lovely wife Mika, my wonderful children Yoav and Yael, as well as my mother-in-law Eliya and my father-in-law Shuki Weinstein, whose fascination with pensions was infectious.

I thank the endorsers and really appreciate their kind words. I would also like to thank the team at Pearson including Lisa Robinson, Natasha Whelan, Sarah Owens, Sue Gard and, in particular, Christopher Cudmore. Chris patiently helped with simplifying, which is much harder than complicating.

Writing a book on pensions during ever changing regulations and financial markets is challenging. Keep yourself educated since some stuff in the book will become outdated soon.

Last, but certainly not least, I thank you, my reader. An author without readers is a body without a soul.

Publisher’s acknowledgements

We are grateful to the following for permission to reproduce copyright material:

‘Factor in the changing investment cycles’, Financial Times, 14/05/2014 (Stevenson, D), © The Financial Times Limited. All Rights Reserved; ‘Retirement savings: how much is enough?’, Financial Times, 19/08/2015 (Evans, J.), © The Financial Times Limited. All Rights Reserved; ‘Saving for retirement is the new cool, Financial Times, 18/05/2014 (Grene, S.), © The Financial Times Limited. All Rights Reserved; ‘Wealthy investors’ alternative decision, Financial Times, 25/03/2014 (Suter, C.), © The Financial Times Limited. All Rights Reserved.