Strategy stacking is a personalised approach I take to creating financial plans for my clients. In this part, I explain the strategy stacking philosophy I use with my clients — what strategy stacking is, why you do it and how it can help you achieve your ‘why’. As you might expect, there are some rules around strategy stacking — it starts with the Basic Stack and your ‘why’.

It's important to note that the strategy stacks you build for yourself will change over time and be influenced by key life events. Everyone's needs change over time, so it's important to acknowledge that. Therefore, I also share with you the importance of understanding your financial starting position and factoring time into your plan, which is where the Strategy Stacking Calendar comes in.

Finally, before I talk you through the strategies in detail in Part III, I offer some common scenarios of how strategy stacking can help you achieve your ‘why’ over a lifetime, from saving to buy a house to putting up your feet and enjoying the rewards of your efforts at retirement.