- Cover Page
- Title Page
- Copyright Page
- Preface
- Acknowledgments
- Part I. Disaggregation: Why the Sum of the Parts Is Greater Than the Whole
- Part II. Case Studies: Two Hundred Years of Revolutions
- Part III. Business Strategies: How to Cope, How to Fail, and How to Predict the Future
- Chapter Eight Interfaces and Standards: The Nuts and Bolts of Modern Civilization
- Chapter Nine Coping with Surprises
- Chapter Ten Marx, Lenin, and Gates: Failed Counterrevolutions
- Chapter Eleven The Role of Government
- Chapter Twelve Predictions: Three Revolutions in Progress
- Chapter Thirteen Getting Started, Finishing Touches
- Endnotes
- Index
- About Disaggregate
- About the Author
- About Berrett-Koehler Publishers
Table 2.6: Analysis of Automatic Teller Machines
| Category | How the ATM Disaggregates |
| Authority | |
| This category doesn’t apply. | |
| Ownership | |
| ATMs are part of networks, which means that the banks share some ownership of their vital business function of giving me money and taking my deposits. | |
| Mechanics | |
| This category doesn’t apply. | |
| Space/Time | |
| Money is available at places other than banks, and at any time of the day or night (at least in the United States). This provides incredible convenience that’s extremely popular. | |
| Concepts | |
| I opened my bank account over the Internet; I get my money from ATMs; I deposit checks by mail. I’ve never even been to my bank’s building, which I think is in Canada somewhere. I now realize that banks aren’t big building with guards and vaults; they’re a collection of business functions. | |
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