Contents
Chapter 1. Prison Made of Plastic
Chapter 3. A Visit from the Black Swan
Our Lives Are More Random Than We Think
Chapter 4. The Power of Goals in a Random World
The Changing Value of Long-Term Goals
Chapter 5. Running to Stand Still
Your Future Self Isn’t Reliable
Chapter 6. With or Without You
The Frugalist and the Capitalist
Five Steps Toward Minding the Gap
Chapter 8. Frugality as Framework
The Difference Between Frugal and Cheap
Frugality as a Framework for Freedom
The Peak-End Rule and Life Experiences
Overvaluing Routine Experiences
Get Clever with Your Entertainment
The Five Fundamental Rules of Frugality
Chapter 9. Cultivating People and Opportunities
From a Negative to a Positive: Cultivating Opportunities
Five Ways to Maximize Your Positive Relationships
Chapter 10. The New Career Rules
Learning, Growing, and Synthesizing
Five Steps on a Journey of a Thousand Miles
Chapter 11. Life Design—Building Something New
Five Steps to Designing a New Life
Five Methods for Maintaining the Gap
Chapter 13. The Personal-Financial Boundary
Friends, Family, and Lending Money
Five Steps to Getting Your Relationships on Track
Chapter 14. Recasting Retirement
Retirement Rarely Equates to Idleness
Retirement Savings Versus College Savings
Revisiting the Crossover Point
Five New Steps Toward “Retirement”
Chapter 15. The New Path to Adulthood
Setting Your Child Apart—Money Lessons
Setting Your Child Apart—A Growth Mindset
Setting Your Child Apart—Self-Reliance
Setting Your Child Apart—Self-Learning
Setting Your Child Apart—Unique Experiences
Setting Your Child Apart—Educational Priorities
Chapter 16. The Power of Giving
Giving Is Part of Participating in a Community
Five Ways to Overcome Your Barriers
Chapter 18. Original of the Species
Insanity: Doing the Same Thing and Expecting Different Results
Success Is About Differentiation
Stop Caring What Other People Think
“Live Like No One Else So You Can Live Like No One Else”
Five Steps for Going Your Own Way
Chapter 19. 11 O’Clock Tick Tock
The Single Most Important Part of Personal Finance Is Truly Knowing Yourself
The Second Most Important Part of Personal Finance Is Setting Clear, Concrete Goals
The World Is More Random Than You Think It Is
The Most Valuable Resource in the World Isn’t Money, It’s Time
The More Supportive People You Have in Your Life, the Better Off You Are
The Fewer Unsupportive People You Have in Your Life, the Better Off You Are
Blaming Others for Your Problems Is a Dead-End Road
There Are Very Few Aspects of Your Life That Cannot Be Changed