Abbreviations

Abraham & Strauss (A&S)

adjustable rate mortgages (ARMs)

American Bankers Association (ABA)

collateralized mortgage obligation (CMO)

Commercial Credit Company (CCC)

Credit Data Corporation (CDC)

Equal Credit Opportunity Act (ECOA)

Fair Credit Reporting Act (FCRA)

Fair, Isaac Corporation (FICO)

Federal Emergency Relief Administration (FERA)

Federal Home Loan Bank Board (FHLBB)

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac)

Federal Housing Administration (FHA)

Federal National Mortgage Association (FNMA or Fannie Mae)

Federal Trade Commission (FTC)

Financial Accounting Standards Board (FASB)

General Electric (GE)

General Electric Contracts Corporation (GECC); later General Electric Credit Corporation

Generally Accepted Accounting Principles (GAAP)

General Motors (GM)

General Motors Acceptance Corporation (GMAC)

Government Accounting Office (GAO)

Government National Mortgage Association (GNMA or Ginnie Mae)

Home Owners Loan Corporation (HOLC)

Department of Housing and Urban Development (HUD)

Inter-University Consortium for Political and Social Research (ICPSR)

Maryland Bank, N.A. (MBNA)

Motor Dealers Credit Corporation (MDCC)

National Negro Insurance Association (NNIA)

National Retail Dry Goods Association (NRDGA)

National Organization for Women (NOW)

National Recovery Administration (NRA)

Office of Economic Opportunity (OEO)

Office of Price Administration (OPA)

permanent budget accounts (PBAs)

Public Works Administration (PWA)

Retail Credit Institute (RCI)

Russell Sage Foundation (RSF)

savings and loan (S&L)

Sears Roebuck Acceptance Corporation (SRAC)

Security Bankers’ Finance Corporation (SBFC)

travel and entertainment (T&E)

Veteran Administration (VA)