The MEMO

True power in this world comes from economic independence; this is also your primary protection from social injustice, political manipulation, and profiling.

Nobody can give you economic independence—you must gain it for yourself.

You, and only you, can gain this power from the way that you manage your “inner capital.” This inner capital is made up of your mind-set, relationships, knowledge, and spirit. Financial capital (money or wealth) is a function of how you invest your inner capital.

If you have inner capital, you can never be truly poor. If you lack inner capital, all the money in the world cannot set you free. Once you have satisfied your basic sustenance needs—food, water, health, and a roof over your head—poverty has more to do with your head than your wallet.