Copyright © 2014 by Jeffrey Ashe and Kyla Jagger Neilan

All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the prior written permission of the publisher, except in the case of brief quotations embodied in critical reviews and certain other noncommercial uses permitted by copyright law. For permission requests, write to the publisher, addressed “Attention: Permissions Coordinator,” at the address below.

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Berrett-Koehler Publishers, Inc.
235 Montgomery Street, Suite 650
San Francisco, California 94104-2916
Tel: (415) 288-0260, Fax: (415) 362-2512
www.bkconnection.com

Ordering information for print editions
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First Edition
Paperback print edition ISBN 978-1-62656-218-9
PDF e-book ISBN 978-1-62656-219-6
IDPF e-book ISBN 978-1-62656-220-2

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Book design: VJB/Scribe. Copyeditor: John Pierce. Proofreader: Nancy Bell. Index: George Draffan. Map of savings groups in Mali courtesy of Oxfam America; Cartographer: Molly O’Halloran. Cover and color insert photos: Jeffrey Ashe. Photo of Jeffrey Ashe: Alyce Getler. Photo of Kyla Jagger Neilan: Jeff Fidget.

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