In This Chapter

When it comes to credit identity theft, there are two fundamental types of financial frauds: those that immediately show up on your credit report, and those that only appear when a company has reported an account to a collection agency.

This chapter focuses on accounts or obligations, other than credit cards (Chapter 5 covers those), that someone creates under your name, that require a credit check, and that report to CRAs. Chapters 7 and 8 detail how to handle the fraud that will not appear on your credit reports.