Praise for
The Truth About Identity Theft

“In an age when identity theft will affect everyone sooner or later, this book is simply a must-read. Jim Stickley teaches you to spot the danger signs and offers smart solutions for everything from banking security and online shopping scams to medical identity theft. Whether it’s you, your parents’, or your kids’ identities, everyone has something to protect. This book tells you what you need to know.”

Jim Bell, Executive Producer, The Today Show

“Nowadays, identity theft is an all-too-common occurrence that puts more than just your finances in jeopardy. Fortunately, Jim Stickley’s easy-to-understand advice can teach you how to spot and stay ahead of security threats. In short, this book is a must read.”

Wes Millar, Senior Vice President of CUNA Strategic Services

“Jim Stickley shares his amazing experiences as a professional hacker in the most entertaining manner. He’s a great storyteller and captures your attention with his experiences, which will make you want to upscale your efforts to protect your firm’s data and your own ID. Jim’s stories are fascinating. Most of us can’t imagine how simple it is for him to succeed as a conman in situations we think are safe. The trade secrets of hackers he shares with us are mind boggling! You won’t let your guard down after learning what Jim has actually done to get companies and individuals’ private information. He’s the updated version of ‘To Catch a Thief’…but he’s a good guy!”

Nancy E. Sheppard, President & CEO of Western Independent Bankers
(A Trade Association of 350 Banks)

“While Jim Stickley uses provocative means to garner his knowledge, much of his advice is indispensable. Anyone who has gone through the long, costly process of identity theft will tell you that taking some of these simple steps can help avoid a major headache down the road.”

Lauren LaCapra, Personal-Finance Reporter, TheStreet.com

“As someone whose job involves stealing confidential information, Jim Stickley knows how easy it is for ID thieves to pilfer sensitive data. This must-read book offers insider tips for business owners and consumers seeking to protect themselves.”

Leslie McFadden, reporter, Bankrate.com

“If you’re not worried about identity theft, you should be…and Stickley tells you exactly why. His engaging writing style, coupled with real-life stories about identity theft and concrete actions to help you prevent identity theft, are exactly what’s needed to make people take notice of this growing crime. I’ll recommend this book again and again!”

Jerri L. Ledford, About.com Guide to Identity Theft

The Truth About Identity Theft makes me want to take myself off the grid and live in a log cabin somewhere. Like most people, I thought I was fairly vigilant in protecting my identity, but I’ve learned a hundred new ways in which I am vulnerable to identity theft. While we have to live with it, Jim explains that we don’t have to give in to it.”

Peter Henning, Professor of Law, Wayne State University Law School

“What Jim Stickley knows about identity theft and how the bad guys can latch onto your digital information is essential. The Truth About Identity Theft is filled with an insider’s mastery of this worsening problem. It provides a treasure chest of very useful information that will keep your identity out of harm’s way. This book is absolutely required reading for anyone who has ever used a personal or public computer. What you don’t know about identity theft can put you in the poorhouse.”

Jack M. Germain, Technology Journalist for ECTNews Network and Linux.com

“Jim Stickley has years of experience probing the defenses of Fortune 500 companies. His expertise will help you create your own defenses against would-be identity thieves and scam artists.”

Dave Nielsen, Founder of Fight Identity Theft.com

“Jim Stickley’s book will not only surprise you in showing how simple it is for thieves to commit identity theft, but will also teach you to think about protecting yourself on a whole new level.

Are you afraid of identity theft yet? You should be. Jim Stickley shows you not only how easy it is to get your information, but how disastrous it is when that information gets used by thieves.

Identity theft is not something YOU have to worry about, right? WRONG. Jim Stickley shows you the sad truths about how easily your identity can be stolen, and his book gives you the mindset you will need in order to protect yourself.

Be glad Jim Stickley is a good guy and not an identity thief, because if he were, none of us would be safe. Unfortunately, there are many thieves just as smart as Jim. However, by reading his book, you can finally figure out how to protect yourself against this heinous crime.”

Jonathan Kraft, Founder of www.IdentityTheftSecrets.com

The Truth About
Identity Theft

Jim Stickley

© 2009 by Pearson Education, Inc.
Publishing as FT Press
Upper Saddle River, New Jersey 07458

 

Publisher
Paul Boger

Associate Publisher
Greg Wiegand

Acquisitions Editor
Rick Kughen

Development Editor
Rick Kughen

Technical Reviewer
“Wild Bill” Stanton

Marketing Coordinator
Judi Taylor

Cover and Interior Designs
Stuart Jackman,
Dorling Kindersley

Managing Editor
Kristy Hart

Senior Project Editor
Lori Lyons

Copy Editor
Karen A. Gill

Design Manager
Sandra Schroeder

Compositor
Gloria Schurick

Proofreader
San Dee Phillips

Manufacturing Buyer
Dan Uhrig

 

 

 

Dedicated to the entire crew of TraceSecurity,
whose talents never cease to amaze me.

Contents

 

Introduction

Part I

The Truth About Phising and Vishing

TRUTH 1

Phishing scams

TRUTH 2

Vishing attacks

TRUTH 3

Phishing via snail mail

TRUTH 4

Spear phishing

Part II

The Truth About Trash

TRUTH 5

One man’s trash is another man’s identity

TRUTH 6

Dumpster diving for profit

TRUTH 7

Your used computer is worth its weight in gold

Part III

The Truth About No-Tech Identity Theft

TRUTH 8

Pickpockets and purse snatchers still exist

TRUTH 9    

Home burglaries and identity theft

TRUTH 10

Walk right in and steal whatever you like

TRUTH 11

Social engineering tactics

TRUTH 12

Wolves in sheep’s clothing

Part IV

The Truth About Just How Low Identity Thieves Will Go

TRUTH 13

No respect for their elders

TRUTH 14

Are you paying the IRS or an identity thief?

TRUTH 15

What do you mean there’s a warrant for my arrest?

TRUTH 16

Medical identity theft

TRUTH 17

Sweet 16 and already a victim!

TRUTH 18

Being dead doesn’t protect you from identity theft

TRUTH 19

Fake credit card applications

TRUTH 20

An identity thief has a gift just for you

TRUTH 21

Gift card or gift horse?

TRUTH 22

That gift card might be worthless

TRUTH 23

Fake charities

TRUTH 24

Bogus background checks and job applications

Part V

The Truth About Identity Theft in Plain Sight

TRUTH 25

Hotel business centers can be treacherous

TRUTH 26

Identity thieves can hear you now…

TRUTH 27

ATM scams

TRUTH 28

Wireless access scams

TRUTH 29

Credit card skimming

Part VI

The Truth About Online Cons

TRUTH 30

PayPal scams

TRUTH 31

Email scams

TRUTH 32

Online shopping scams

TRUTH 33

Fake e-card greetings

Part VII

The Truth About Security at Work

TRUTH 34

Rogue wireless access points

TRUTH 35

Corporate laptop security

TRUTH 36

Does your small business have a bull’s-eye on it?

Part VIII

The Truth About Identity Theft from Real Victims

TRUTH 37

My own identity theft experience

TRUTH 38

It all started with a phone call

Part IX

The Truth About Putting a Stop to Identity Theft

TRUTH 39

Stopping thieves in their tracks

TRUTH 40

Installing proper identity theft protection

TRUTH 41

When a free credit report isn’t free

TRUTH 42

Getting your life back in order

TRUTH 43

Somebody’s watching me

TRUTH 44

Wireless security at home

TRUTH 45

Crack proofing your passwords

TRUTH 46

Who you gonna call?

                    

Acknowledgments

 

About the Author

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