- Abundance mindset
- Account aggregation services
- ACT process. See also Awareness; Control; Planning
- Action steps:
- bucket list
- conversations
- credit
- debit card and variable expenses
- dual checking accounts
- expenses
- financial advisors
- financial institutions
- financial knowledge
- financial organization
- financial principles
- financial status
- freedom fund
- goals and time management
- life insurance
- loves versus likes
- money philosophy
- relationship with money
- retirement
- saving
- spending
- training and tuition programs
- use of time
- values
- vision for life
- AnnualCreditReport.com
- Assets:
- building, to generate income
- credit and
- emergency fund and
- liquid
- net worth and
- time as
- Automatic bill payments
- Automatic funds transfer:
- to checking account
- to savings account
- Available money, calculating and adjusting in budgets
- Avalanche method, of debt reduction
- Awareness:
- importance of
- knowing about spending habits
- knowing where you are starting
- knowing where you want to go
- purposeful life and increasing of
- See also Self-awareness
- Balance transfers, debt reduction and
- Banks. See Financial institutions
- Bargain hunting, spending habits and
- Blogs and podcasts, learning from
- Borrowing. See Debt; Interest rates, on loans
- Brand-loyalty spending
- Brokerage account, opening of
- Budgeting
- budget as spending plan
- common reasons for avoiding
- fear of lifestyle change and
- fear of lifestyle change, ways to manage
- frameworks for
- purposes of
- tools for
- ways to stay motivated about
- YOLO lifestyle and
- See also Purposeful money strategy; YOLO budget
- Cable subscription costs, reducing of
- Cash, spending only
- Cash flow:
- budgeting and
- calculating of
- debt elimination and
- Clock time
- Club savings accounts
- Clutter, avoiding of
- Consolidation, of debt
- Consumption, illusion of control and
- Control:
- debt elimination and
- of and by money
- spending and illusion of
- Control, taking of
- by creating purposeful life
- by living mindfully
- with spending rules
- Conversations, having better:
- Cost of living:
- financial education and
- freedom fund and
- vision for life and
- See also Expenses
- Credit:
- misuse of
- reviewing credit reports regularly
- using as financial tool
- using purposefully
- See also Debt
- Credit cards:
- balance transfers and debt reduction
- electronic billing and
- reducing fees of
- spending and
- See also Debt
- Credit score:
- benefits of good
- importance of knowing
- unneeded credit and
- Credit unions. See Financial institutions
- Debit cards:
- monitoring spending with
- spending convenience and
- variable expenses and
- Debt:
- avoiding in future
- consolidation of
- eliminating of high-interest
- minimum monthly payments and
- money mindset and
- net worth and
- retail therapy and
- root causes of and responsibility for
- time value of money and
- types of
- use of time and
- ways to eliminate
- YOLO and
- YOLO budget and
- See also Credit; Interest rates, on loans
- Delayed gratification, saving and
- Direct deposits, of pay. See also Automatic funds transfer
- Do Not Call registry
- Dreams:
- happiness as result of realized
- living own
- vision for life and
- Dual checking accounts
- benefits of
- setting up of
- Electronic billing
- E-mail:
- financial organization and
- managing time spent on
- Emergency fund
- allocating money to
- financial goals and
- living expenses for six months and
- net worth and
- Emotions:
- debt and
- mindfulness and reactions to situations
- money mindset and
- purposeful life and
- self-awareness and
- spending and
- Employer, using benefit programs of
- Engagement, mindful living and
- Equifax
- Evil, money and
- Exchange value of time:
- mindful living and
- money mindset and
- retirement and
- Expenses:
- budget frameworks and
- calculating of cash flow and
- checking account for
- having savings to cover six months of
- reducing of
- spending less than income and
- tracking for budget creation
- See also Cost of living
- Experian
- Experiences, purchase of things versus
- Family, avoiding lending money to
- Fear, money mindset and
- Feelings. See Emotions
- Fees, finding lower
- 50-30-20 budgeting rule
- Finances, organizing of
- Financial advisor:
- finding and using
- investing and
- Financial awareness. See Awareness
- Financial education:
- benefits of
- cost of ignorance and
- importance of
- purposeful life and
- Financial freedom:
- defining in budget process
- fund to ensure
- Financial guidelines, basic
- Financial institutions:
- amount of credit offered by, versus ability to pay
- awareness and
- brokerage accounts and
- financial education and
- improving relationships with
- simplifying relationships with
- spending and
- See also Insurance, importance of
- Financial wellness, defined
- Fixed expenses:
- defined
- dual checking accounts and
- tracking of
- 401(k) plans
- Freedom fund, building of
- Friends, avoiding lending money to
- Goals:
- budget frameworks and
- credit as financial tool and
- lifestyle and budgeting
- prioritizing of
- purposeful savings and
- qualities of
- short-, mid-, and long-term
- spending and
- time management and
- See also Values
- Habit spending
- Happiness:
- money and
- purposeful life and
- values and
- Hope (“hearing other people's stories”)
- Immediate savings
- Income:
- calculating and tracking for budget creation
- cash flow calculation and
- keeping job and
- spending less than
- using assets to increase
- using bonuses for debt reduction
- See also Paychecks
- Insurance:
- importance of
- knowing rates of providers
- Interest rates, on loans:
- credit score and
- negotiating for lower
- paying attention to
- prioritizing when eliminating debt
- Investing:
- advantages of
- money as resource for
- in self
- vision for life and
- YOLO and
- IRAs
- “Keeping up with Joneses,” versus living own dreams
- “Know where you're starting,” financial awareness and
- cultivating wealthy mindset
- relationship with money and
- scarcity and abundance and
- spending and
- use of time and
- Knowledge. See Financial education
- Late credit card payments
- Lenders. See Financial institutions
- Lending money, avoiding of
- Liabilities, net worth and. See also Debt; Expenses
- Life insurance, importance of
- Lifestyle:
- avoiding inflation of
- freedom fund and
- goals to improve
- See also Purposeful life, creating of
- Liquid assets, net worth and
- Listening, mindful living and
- “Live fully but die broke”
- “Living within your means”
- Loans. See Debt; Interest rates, on loans
- Long-term savings
- Lunch habits, spending and
- Mental accounting, versus budgeting
- Mid-term savings
- Millennials, YOLO and
- Mindful living
- building freedom fund
- buying insurance
- cautions about lending to friends and family
- finding financial expert
- investing
- keeping job
- tips for
- traveling and
- Mindful spending
- Mindless spending
- Minimum monthly payments, on debt
- Money:
- assessing relationship with
- methods of spending
- using as tool
- Money mindset:
- budgeting fears and
- as compass
- consumption and values
- cultivating of “wealthy”
- debt elimination and
- focusing on positive
- impact of
- saving and
- spending and
- time and
- vision and
- YOLO budget
- YOLO lifestyle
- Money philosophy
- about lending money
- budgeting and
- debt elimination and
- regarding credit
- relationship with financial institutions and
- saving and
- vision for life and
- YOLO budget and
- Needs versus wants, spending and
- Negative discussions, avoiding of
- Negative net worth
- Negative thoughts, avoiding of
- Net worth, calculating of
- Nonverbal statements, about financial status
- Notes, taking about thoughts and ideas
- Observation, mindful living and
- Online bill payment
- Online financial statements, advantages of
- Passport, electronic copy of
- Paychecks:
- automatic saving and
- dual checking accounts and
- monitoring progress toward goals and
- See also Income
- Planning:
- building lifestyle budget and spending plan
- importance of budgeting and
- improving credit and eliminating debt
- using purposeful money strategy to spend and save
- Positive net worth
- Purposeful life, creating of
- accumulating wealth and
- by finding happiness
- by having better conversations
- by improving financial relationships
- by increasing awareness
- by managing time
- money mindset and
- by organizing finances
- society's values and consumption
- values and
- See also Mindful living
- Purposeful money strategy
- dual checking accounts and
- saving and
- Real time
- Refinancing, of debt
- Rent, negotiating for lower
- Rest and relaxation, importance of
- Retail therapy, spending habits and
- Retirement planning:
- budget frameworks and
- calculating of income versus expenses in
- financial education and
- freedom fund and
- savings accounts and
- using employer-sponsored program
- visions and
- Road to Financial Wellness tour
- Roth IRA
- Routines, spending and
- Safety net. See Emergency fund
- Saving:
- automatic transfer of income to
- budget frameworks and
- making habit of
- net worth and
- “paying self first” and
- time and
- wealth and
- YOLO and
- YOLO budget and
- Saving, purposeful method for
- finding best financial institution for
- fund categories for
- having multiple accounts for
- implementing strategy for
- money mindset and
- preparing for
- Scarcity mindset
- Self-awareness:
- goals and
- mindful living and
- money mindset and
- spending and
- See also Awareness
- Self-improvement:
- purposeful life and
- use of time and
- Self-reflection, benefits of
- 70-20-10 budgeting rule
- Short-term savings
- 60 percent budgeting rule
- Snowball method, of debt reduction
- Social Security card, storing of
- Spending
- analyzing of
- awareness of role in life
- bargain hunting and
- brand-loyalty spending
- calculating for budget creation
- checking accounts for
- financial analysis and
- versus habit of saving
- habit spending
- lack of vision and
- mindful versus mindless
- money mindset and
- needs versus wants and
- reducing for job flexibility
- retail therapy
- versus saving
- time's power and
- tracking for budget creation
- values and
- YOLO and
- YOLO budget and priorities
- Spending, rules for
- earnings and
- loves, not likes and
- mindfulness and
- paying less for purchases
- using credit purposefully
- Stocks:
- brokerage accounts and
- mindfulness and purchase of
- taking advantage of employer's stock option programs
- Stress, lessening with better financial decisions
- Student loans
- as fixed expense
- paying off
- YOLO mindset and
- Subscriptions, reducing costs of
- Tasks and chores, time management and
- Time:
- as asset
- determining price of
- happiness and
- lack of vision and disregard for
- managing of, for purposeful life
- mindful living and
- money mindset and
- using as resource
- Time value of money
- Training programs, for job improvement
- TransUnion
- Travel, benefits of and saving for
- Tuition reimbursement programs
- Unemployment. See Emergency fund
- Values
- aligning with happiness
- clarifying of
- credit and
- mindfulness and
- money philosophy and
- relationship with financial institutions and
- spending and
- vision for life and
- See also Goals
- Variable expenses:
- available money and
- defined
- dual checking accounts and
- tracking of
- Vision, for life:
- budgeting and
- credit and
- debt elimination and
- happiness and working toward
- mindfulness and
- relationship with financial institutions and
- values and
- WANELO. See Wants versus needs
- Wants versus needs, spending and
- Wealth:
- goals to increase
- as result of financial control
- Wealthy money mindset, cultivating of
- avoiding lifestyle inflation
- happiness and
- paying self first
- pursuing own dreams
- saving versus spending and
- West, Mae
- Workcentric lifestyle
- YOLO (You Only Live Once):
- lifestyle and
- millennials and
- mindset of
- YOLO budget
- debt elimination and
- exact number calculation for
- financial goals and
- money allocation and
- vision of lifestyle and
- See also Budgeting; Purposeful money strategy
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