Index

  • Abundance mindset
  • Account aggregation services
  • ACT process. See also Awareness; Control; Planning
  • Action steps:
    • bucket list
    • conversations
    • credit
    • debit card and variable expenses
    • dual checking accounts
    • expenses
    • financial advisors
    • financial institutions
    • financial knowledge
    • financial organization
    • financial principles
    • financial status
    • freedom fund
    • goals and time management
    • life insurance
    • loves versus likes
    • money philosophy
    • relationship with money
    • retirement
    • saving
    • spending
    • training and tuition programs
    • use of time
    • values
    • vision for life
  • AnnualCreditReport.com
  • Assets:
    • building, to generate income
    • credit and
    • emergency fund and
    • liquid
    • net worth and
    • time as
  • Automatic bill payments
  • Automatic funds transfer:
    • to checking account
    • to savings account
  • Available money, calculating and adjusting in budgets
  • Avalanche method, of debt reduction
  • Awareness:
    • importance of
    • knowing about spending habits
    • knowing where you are starting
    • knowing where you want to go
    • purposeful life and increasing of
    • See also Self-awareness
  • Balance transfers, debt reduction and
  • Banks. See Financial institutions
  • Bargain hunting, spending habits and
  • Blogs and podcasts, learning from
  • Borrowing. See Debt; Interest rates, on loans
  • Brand-loyalty spending
  • Brokerage account, opening of
  • Budgeting
    • budget as spending plan
    • common reasons for avoiding
    • fear of lifestyle change and
    • fear of lifestyle change, ways to manage
    • frameworks for
    • purposes of
    • tools for
    • ways to stay motivated about
    • YOLO lifestyle and
    • See also Purposeful money strategy; YOLO budget
  • Cable subscription costs, reducing of
  • Cash, spending only
  • Cash flow:
    • budgeting and
    • calculating of
    • debt elimination and
  • Clock time
  • Club savings accounts
  • Clutter, avoiding of
  • Consolidation, of debt
  • Consumption, illusion of control and
  • Control:
    • debt elimination and
    • of and by money
    • spending and illusion of
  • Control, taking of
    • by creating purposeful life
    • by living mindfully
    • with spending rules
  • Conversations, having better:
    • about finances
    • generally
  • Cost of living:
    • financial education and
    • freedom fund and
    • vision for life and
    • See also Expenses
  • Credit:
    • misuse of
    • reviewing credit reports regularly
    • using as financial tool
    • using purposefully
    • See also Debt
  • Credit cards:
    • balance transfers and debt reduction
    • electronic billing and
    • reducing fees of
    • spending and
    • See also Debt
  • Credit score:
    • benefits of good
    • importance of knowing
    • unneeded credit and
  • Credit unions. See Financial institutions
  • Debit cards:
    • monitoring spending with
    • spending convenience and
    • variable expenses and
  • Debt:
    • avoiding in future
    • consolidation of
    • eliminating of high-interest
    • minimum monthly payments and
    • money mindset and
    • net worth and
    • retail therapy and
    • root causes of and responsibility for
    • time value of money and
    • types of
    • use of time and
    • ways to eliminate
    • YOLO and
    • YOLO budget and
    • See also Credit; Interest rates, on loans
  • Delayed gratification, saving and
  • Direct deposits, of pay. See also Automatic funds transfer
  • Do Not Call registry
  • Dreams:
    • happiness as result of realized
    • living own
    • vision for life and
  • Dual checking accounts
    • benefits of
    • setting up of
  • Electronic billing
  • E-mail:
    • financial organization and
    • managing time spent on
  • Emergency fund
    • allocating money to
    • financial goals and
    • living expenses for six months and
    • net worth and
  • Emotions:
    • debt and
    • mindfulness and reactions to situations
    • money mindset and
    • purposeful life and
    • self-awareness and
    • spending and
  • Employer, using benefit programs of
  • Engagement, mindful living and
  • Equifax
  • Evil, money and
  • Exchange value of time:
    • mindful living and
    • money mindset and
    • retirement and
  • Expenses:
    • budget frameworks and
    • calculating of cash flow and
    • checking account for
    • having savings to cover six months of
    • reducing of
    • spending less than income and
    • tracking for budget creation
    • See also Cost of living
  • Experian
  • Experiences, purchase of things versus
  • Family, avoiding lending money to
  • Fear, money mindset and
  • Feelings. See Emotions
  • Fees, finding lower
  • 50-30-20 budgeting rule
  • Finances, organizing of
  • Financial advisor:
    • finding and using
    • investing and
  • Financial awareness. See Awareness
  • Financial education:
    • benefits of
    • cost of ignorance and
    • importance of
    • purposeful life and
  • Financial freedom:
    • defining in budget process
    • fund to ensure
  • Financial guidelines, basic
  • Financial institutions:
    • amount of credit offered by, versus ability to pay
    • awareness and
    • brokerage accounts and
    • financial education and
    • improving relationships with
    • simplifying relationships with
    • spending and
    • See also Insurance, importance of
  • Financial wellness, defined
  • Fixed expenses:
    • defined
    • dual checking accounts and
    • tracking of
  • 401(k) plans
  • Freedom fund, building of
  • Friends, avoiding lending money to
  • Goals:
    • budget frameworks and
    • credit as financial tool and
    • lifestyle and budgeting
    • prioritizing of
    • purposeful savings and
    • qualities of
    • short-, mid-, and long-term
    • spending and
    • time management and
    • See also Values
  • Habit spending
  • Happiness:
    • money and
    • purposeful life and
    • values and
  • Hope (“hearing other people's stories”)
  • Immediate savings
  • Income:
    • calculating and tracking for budget creation
    • cash flow calculation and
    • keeping job and
    • spending less than
    • using assets to increase
    • using bonuses for debt reduction
    • See also Paychecks
  • Insurance:
    • importance of
    • knowing rates of providers
  • Interest rates, on loans:
    • credit score and
    • negotiating for lower
    • paying attention to
    • prioritizing when eliminating debt
  • Investing:
    • advantages of
    • money as resource for
    • in self
    • vision for life and
    • YOLO and
  • IRAs
  • Job, not quitting
  • “Keeping up with Joneses,” versus living own dreams
  • “Know where you're starting,” financial awareness and
    • cultivating wealthy mindset
    • relationship with money and
    • scarcity and abundance and
    • spending and
    • use of time and
  • Knowledge. See Financial education
  • Late credit card payments
  • Lenders. See Financial institutions
  • Lending money, avoiding of
  • Liabilities, net worth and. See also Debt; Expenses
  • Life insurance, importance of
  • Lifestyle:
    • avoiding inflation of
    • freedom fund and
    • goals to improve
    • See also Purposeful life, creating of
  • Liquid assets, net worth and
  • Listening, mindful living and
  • “Live fully but die broke”
  • “Living within your means”
  • Loans. See Debt; Interest rates, on loans
  • Long-term savings
  • Lunch habits, spending and
  • Mental accounting, versus budgeting
  • Mid-term savings
  • Millennials, YOLO and
  • Mindful living
    • building freedom fund
    • buying insurance
    • cautions about lending to friends and family
    • finding financial expert
    • investing
    • keeping job
    • tips for
    • traveling and
  • Mindful spending
  • Mindless spending
  • Minimum monthly payments, on debt
  • Money:
    • assessing relationship with
    • methods of spending
    • using as tool
  • Money mindset:
    • budgeting fears and
    • as compass
    • consumption and values
    • cultivating of “wealthy”
    • debt elimination and
    • focusing on positive
    • impact of
    • saving and
    • spending and
    • time and
    • vision and
    • YOLO budget
    • YOLO lifestyle
  • Money philosophy
    • about lending money
    • budgeting and
    • debt elimination and
    • regarding credit
    • relationship with financial institutions and
    • saving and
    • vision for life and
    • YOLO budget and
  • Needs versus wants, spending and
  • Negative discussions, avoiding of
  • Negative net worth
  • Negative thoughts, avoiding of
  • Net worth, calculating of
  • Nonverbal statements, about financial status
  • Notes, taking about thoughts and ideas
  • Observation, mindful living and
  • Online bill payment
  • Online financial statements, advantages of
  • Passport, electronic copy of
  • Paychecks:
    • automatic saving and
    • dual checking accounts and
    • monitoring progress toward goals and
    • See also Income
  • Planning:
    • building lifestyle budget and spending plan
    • importance of budgeting and
    • improving credit and eliminating debt
    • using purposeful money strategy to spend and save
  • Positive net worth
  • Purposeful life, creating of
    • accumulating wealth and
    • by finding happiness
    • by having better conversations
    • by improving financial relationships
    • by increasing awareness
    • by managing time
    • money mindset and
    • by organizing finances
    • society's values and consumption
    • values and
    • See also Mindful living
  • Purposeful money strategy
    • dual checking accounts and
    • saving and
  • Real time
  • Refinancing, of debt
  • Rent, negotiating for lower
  • Rest and relaxation, importance of
  • Retail therapy, spending habits and
  • Retirement planning:
    • budget frameworks and
    • calculating of income versus expenses in
    • financial education and
    • freedom fund and
    • savings accounts and
    • using employer-sponsored program
    • visions and
  • Road to Financial Wellness tour
  • Roth IRA
  • Routines, spending and
  • Safety net. See Emergency fund
  • Saving:
    • automatic transfer of income to
    • budget frameworks and
    • making habit of
    • net worth and
    • “paying self first” and
    • time and
    • wealth and
    • YOLO and
    • YOLO budget and
  • Saving, purposeful method for
    • finding best financial institution for
    • fund categories for
    • having multiple accounts for
    • implementing strategy for
    • money mindset and
    • preparing for
  • Scarcity mindset
  • Self-awareness:
    • goals and
    • mindful living and
    • money mindset and
    • spending and
    • See also Awareness
  • Self-improvement:
    • purposeful life and
    • use of time and
  • Self-reflection, benefits of
  • 70-20-10 budgeting rule
  • Short-term savings
  • 60 percent budgeting rule
  • Snowball method, of debt reduction
  • Social Security card, storing of
  • Spending
    • analyzing of
    • awareness of role in life
    • bargain hunting and
    • brand-loyalty spending
    • calculating for budget creation
    • checking accounts for
    • financial analysis and
    • versus habit of saving
    • habit spending
    • lack of vision and
    • mindful versus mindless
    • money mindset and
    • needs versus wants and
    • reducing for job flexibility
    • retail therapy
    • versus saving
    • time's power and
    • tracking for budget creation
    • values and
    • YOLO and
    • YOLO budget and priorities
  • Spending, rules for
    • earnings and
    • loves, not likes and
    • mindfulness and
    • paying less for purchases
    • using credit purposefully
  • Stocks:
    • brokerage accounts and
    • mindfulness and purchase of
    • taking advantage of employer's stock option programs
  • Stress, lessening with better financial decisions
  • Student loans
    • as fixed expense
    • paying off
    • YOLO mindset and
  • Subscriptions, reducing costs of
  • Tasks and chores, time management and
  • Time:
    • as asset
    • determining price of
    • happiness and
    • lack of vision and disregard for
    • managing of, for purposeful life
    • mindful living and
    • money mindset and
    • using as resource
  • Time value of money
  • Training programs, for job improvement
  • TransUnion
  • Travel, benefits of and saving for
  • Tuition reimbursement programs
  • Unemployment. See Emergency fund
  • Values
    • aligning with happiness
    • clarifying of
    • credit and
    • mindfulness and
    • money philosophy and
    • relationship with financial institutions and
    • spending and
    • vision for life and
    • See also Goals
  • Variable expenses:
    • available money and
    • defined
    • dual checking accounts and
    • tracking of
  • Vision, for life:
    • budgeting and
    • credit and
    • debt elimination and
    • happiness and working toward
    • mindfulness and
    • relationship with financial institutions and
    • values and
  • WANELO. See Wants versus needs
  • Wants versus needs, spending and
  • Wealth:
    • goals to increase
    • as result of financial control
  • Wealthy money mindset, cultivating of
    • avoiding lifestyle inflation
    • happiness and
    • paying self first
    • pursuing own dreams
    • saving versus spending and
  • West, Mae
  • Workcentric lifestyle
  • YOLO (You Only Live Once):
    • lifestyle and
    • millennials and
    • mindset of
  • YOLO budget
    • debt elimination and
    • exact number calculation for
    • financial goals and
    • money allocation and
    • vision of lifestyle and
    • See also Budgeting; Purposeful money strategy
..................Content has been hidden....................

You can't read the all page of ebook, please click here login for view all page.
Reset
18.216.239.46