This book is dedicated to Roger, Amanda, Patty Mon, and Patty Wallenburg. You each have enriched my life in so many ways, and are appreciated more than you can imagine.

Also, for the always helpful attitude, friendly information, and willing assistance, a special thanks to Anne Bobinac and the team at Whidbey Island Bank!

And, of course, to my kid and their kids, and, as ever and always, to Sandy.