In post-crash America, it’s tough to get credit...and even tougher to get rates and terms you can afford. That makes your credit score more important than ever before. Now, MSN Money/L.A. Times personal finance columnist Liz Pulliam Weston has updated her best-selling book on credit scores to show how you can maximize your score right now—and save yourself a fortune!

Weston reveals the tough new realities of borrowing and credit scoring, and shows why they aren’t going to change any time soon. She rips away the mystery surrounding credit scoring, including the FICO 08 overhaul, and tells you exactly how to use the new system to maximize your score.

You’ll learn how to fight back against lenders who want to lower your limits or raise your rates...bounce back from bad credit and bankruptcy...choose the right credit solutions and avoid options that only make things worse. One step at a time, Weston will help you build (or rebuild) your credit score—so you can get the credit you need and deserve!

Survive a credit crisis, one step at a time

How to protect or rebuild your credit score after a major financial setback

Fix your credit score in as little as 72 hours

Rapid rescoring: what it can fix, what it can’t fix, and how to use it

Don’t let the myths of credit scoring cost you a fortune!

What you’ve been told just isn’t true: how credit scores really work

What drives your score—and what doesn’t

The real impact of credit cards, loans, late payments, inquiries, credit counseling, and more

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