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Book Description

Saving for Retirement will relieve confusion and barriers to action for Americans who are increasingly worried about retirement.  The book removes everything from the readers’ path that typically trips people up and hits the sweet spot for everyone aged 18 to 60. Using new figures (including troubling new projections of healthcare and long-term care costs), Gail MarkJarvis helps readers calculate exactly how much money they’ll need and how to get there. She presents easy, proven investing strategies for anyone at any age that will transform pocket change into hundreds of thousands of dollars. Packed with her readers’ personal stories, this book teaches powerful professional financial planning principles — but makes them simple enough for anyone to apply on their own.

Table of Contents

  1. Title Page
  2. Copyright Page
  3. Dedication Page
  4. Contents
  5. Praise for Saving for Retirement (Without Living Like a Pauper or Winning the Lottery), First Edition
  6. Acknowledgments
  7. About the Author
  8. Introduction
  9. 1. Start Investing Early or Start Now
  10. 2. Know What You’ll Need
  11. 3. Savings on Steroids: Use a 401(k) and an IRA
  12. 4. An IRA: Every American’s Treasure Trove
  13. 5. IRA Decisions: How to Start and Where to Go
  14. 6. Why the Stock Market Isn’t a Roulette Wheel
  15. 7. What’s a Mutual Fund?
  16. 8. Making Sense of Wacky Mutual Fund Names
  17. 9. Know Your Mutual Fund Manager’s Job
  18. 10. The Only Way That Works: Asset Allocation
  19. 11. Do This
  20. 12. How to Pick Mutual Funds: Bargain Shop
  21. 13. Index Funds: Get What You Pay For
  22. 14. Simple Does It: No-Brainer Investing with Target-Date Funds
  23. 15. Do You Need a Financial Adviser?
  24. Index
  25. FT Press
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