Section Two of this book presents background and key trends in prominent FinTech niches for those community bankers interested in pursuing FinTech opportunities. For Fintech entrepreneurs, we provide key insights into each niche, as well as examples of recent successful startups. The niches presented include: Bank Technology (Chapter 4), Alternative Lending (Chapter 5), Payments (Chapter 6), including blockchain technology, Wealth Management (Chapter 7), including robo‐advisory, and Insurance Technology (Chapter 8).