Books

1. Anderson, Thomas J. The Value of Debt: How to Manage Both Sides of a Balance Sheet to Maximize Wealth. Hoboken, NJ: John Wiley & Sons, 2013.
2. Anderson, Thomas J. The Value of Debt in Retirement: Why Everything You Have Been Told Is Wrong. Hoboken, NJ: John Wiley & Sons, 2015.
3. Bingham, Al. The Road to 850: Proven Strategies for Increasing Your Credit Score. Layton, UT: CP Publishing, 2007.
4. Covey, Stephen R. The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change. New York: Free Press, 1989.

Text Books

1. Bodie, Ziv, Alex Kane, and Alan Marcus. Investments. 9th ed. New York: McGraw-Hill, 2011.
2. Ross, Stephen A., Randolph Westerfield, and Jeffrey Jaffe. Corporate Finance. 10th ed. New York: McGraw-Hill, 2013.

Nobel Prize–Winning Theories

1. Markowitz, H. “Portfolio Selection.” Journal of Finance (1952), Modern Portfolio Theory.
2. Miller, Merton. “Debt and Taxes.” Journal of Finance (May 1997).
3. Modigliani, F., and M. Miller. “The Cost of Capital, Corporation Finance and the Theory of Investment.” American Economic Review 48, no. 3 (1958): 261–297.
4. Modigliani, F., and M. Miller. “Corporate Income Taxes and the Cost of Capital: A Correction.” American Economic Review 53, no. 3 (1963): 433–443.

Articles

1. Bengan, William P. “Determining Withdrawal Rates Using Historical Data.” Journal of Financial Planning (1994). Available at www.retailinvestor.org/pdf/Bengen1.pdf.Thefourpercentrule.
2. Cooley, Philip L., Carl M. Hubbard, and Daniel T. Walz.“Trinity Study.” Sustain- able Withdrawal Rates from Your Retirement Portfolio. www.afcpe.org/assets/pdf/ vol1014.pdf.
3. Trading Economics. www.tradingeconomics.com/united-states/gdp.

Ideas from the following papers are indirectly referenced through concepts in this book and directly referenced in the aforementioned textbooks. You are encouraged to read them as well:

1. Agrawal, Anup, and Nandu Nagarajan. “Corporate Capital Structure, Agency Costs, and Ownership Control: The Case of All Equity Firms.” Journal of Finance 45 (September 1990).
2. Altman, E. I. “A Further Empirical Investigation of the Bankruptcy Cost Questions.” Journal of Finance, September 1984.
3. Andrade, Gregor, and Steven N. Kaplan. “How Costly Is Financial (Not Economic) Distress? Evidence from Highly Leveraged Transactions That Became Distressed.” Journal of Finance, October 1998.
4. Bar-Or, Yuval. “An Investigation of Expected Distress Costs.” Unpublished paper, Wharton School, University of Pennsylvania, March 2000.
5. Barberis, Nicholas, and Richard Thaler. “A Survey of Behavioral Finance.” In The Handbook of the Economics of Finance, ed. G. M. Constantinides, M. Harris, and R. Stulz (Amsterdam: Elsevier, 2003).
6. Bris, Auturo, Ivo Welch, and Ning Zhu. “The Costs of Bankruptcy: Chapter 7 Liquidation versus Chapter 11 Reorganization.” Journal of Finance, June 2006.
7. Cutler, David M., and Lawrence H. Summers. “The Costs of Conflict Resolution and Financial Distress: Evidence from the Texaco—Penzoil Litigation.” Rand Journal of Economics, Summer 1988.
8. Graham, John. “How Big Are the Tax Benefits of Debt?” Journal of Finance, 2000.
9. Graham, John, and Campbell Harvey. “The Theory and Practice of Corporate Finance.” Journal of Financial Economics, May/June 2001.
10. Kahnerman, D., and A. Tversky. “Prospect Theory: An Analysis of Decision under Risk.” Econometrica 47 (1979): 263–291.