Index
The index that appeared in the print version of this title was intentionally removed from the eBook. Please use the search function on your eReading device for terms of interest. For your reference, the terms that appear in the print index are listed below
AARP
achieving goals
by becoming self-sufficient
by building your knowledge
developing a mantra or theme song for
finding support for
harnessing the power of the mind for
by making them SMART
perseverance for
putting your goal in your face for
rethinking your own capabilities for
acquiring properties
by buying multi-family home as your residence
by buying single-family home as an investor
for first rental
with lease/sublet with option to buy
with money from 401(k)
with money from self-directed IRA
with money from self-directed Solo 401(k)
by partnering
by purchasing with seller financing
by purchasing your landlord’s rental
by reinvesting to build net worth
strategies for, see strategies for acquiring properties
by tapping your retirement account
with 1031 Exchanges
through traditional purchase
without spending money
action
active approach to investing, for passive income
Adams, Joey, on stock market
adjustable-rate mortgage (ARM)
advice, bad
age
optimal mortgage terms by
for receiving Social Security benefits
for required minimum distributions
for Roth-type account contributions and withdrawals
strategies for acquiring properties by
for tapping retirement accounts
AIM (Anderson Inspection Method) Tool
Airbnb
Anderson, K. Kai
on accountability
on misery
on “poor me”
on rental property
Anderson Inspection Method (AIM) Tool
annual operating expenses
appreciation
ARM (adjustable-rate mortgage)
The Art of Happiness (Dalai Lama and Howard Cutler)
assets
of the heart
of the mind
of the pocket
turning liabilities into
autosuggestion
bad advice, sources of
balloon mortgages
Baruch, Bernard, on stock market
beliefs
benefit(s) of rental properties
cash flow as
diversification as
equity creation as
increased net worth as
inflation protection as
return on investment boost as
tax reduction as
Benna, Ted
Bogle, John
on fees on accounts
on money market
The Book on Tax Strategies for the Savvy Real Estate Investor (Amanda Han and Matthew MacFarland)
Borzi, Phyllis, on experts
Breaking the Buck
Brightscope
broker-dealers
building your knowledge
capabilities, rethinking your
capital expense (CapEx)
“capital gains” method of investing
capital gains taxes
car, renting out your
cash flow
from lease/sublets
with mortgage paid off
from rental properties
Cash Flow Analysis (CFA) Tool
Cash-on-Cash Return
cheap houses
comfort, see Level II Goal
condos
Confucius
on going on
on personal excellence
Corcoran, Barbara, on real estate values
corridor theory
courage
credit card debt
custody battles, saving your house from
Cutler, Howard
cyber-related risk
cyberterrorism
cyberwarfare
Dalai Lama
Danko, William D.
Dean, Jimmy, on adjusting
debt
bad
belief that we need to get out of
credit card
good
in net worth
paying down
deductions
for rental properties
for sales at a loss
defined benefit plans, see also pensions
defined contribution plans, see also 401(k)s
depreciation on properties
Detroit employee pension plans
Disraeli, Benjamin, on diligence
diversification
across electronic and non-electronic accounts
definition of
in mutual funds
with real estate
with rental properties
using IRA funds
see also Level I Goal
divorce, saving your house in
dollar cost averaging
Dostoevsky, Fyodor, on thinking
down payment
downsizing
drop in property values
Economics Policy Institute
education
The Effects of Conflicted Investment Advice on Retirement Savings
Einstein, Albert, on solving problems
Eker, T. Harv, on buying real estate
“elephant and mouse” partnerships
emergency funds
for costly repairs
for retirement needs
Roth-type accounts as
Emerson, Ralph Waldo, on dreams
Employee Benefit Research Institute
employer loyalty
Enlightened Wealth Institute
equity creation
equity partnerships
Equity REITs
estate planning
evictions
expense ratio
expensive houses
expert support
Fannie Mae
Fannie Mae HomePath
fear(s)
of personal power
of the unknown
when securing first rental
Federal Housing Administration (FHA) mortgages
fees on accounts
and best return on accounts
determining impact of
example of
and financial advisers
online resources for checking
FHA mortgages
fiduciary financial planners
“Fight Song”
financial advisers
assumptions made by
and fees on accounts
as risks with nest egg model
financial comfort, see also Level II Goal
financial diversification, see Level I Goal
Financial Industry Regulatory Authority (FINRA)
financial planners
financial risk
financial self-sufficiency, see Level III Goal
FINRA (Financial Industry Regulatory Authority)
first-time home buyers programs
fixed-rate mortgages
FlightCar
flipping properties
Ford, Henry
on obstacles
on thinking
foreclosure, saving property in
401(k)s
acquiring properties with money from
in Great Recession
impact of fees on
penalties on early use of
pensions vs.
Roth
rules and restrictions for
taxes on
403(b)s
Roth
see also 401(k)s
457(b)s, see also 401(k)s
fraudulent real estate training
Freddie Mac
Freddie Mac HomeSteps
frozen accounts
Gandel, Stephen, on retirement crisis
Gandhi, Mahatma
GAO (U.S. Government Accountability Office)
gender differences in savings
Ghilarducci, Teresa, on 401(k)s
goal(s)
beyond Level III
claiming
Primary, see Primary Goals
secrets to achieving, see achieving goals
SMART
Ultimate, see Ultimate Goal
as vital to success
Great Recession
Greece, frozen accounts in
The Guru Manifesto (Vena Jones-Cox)
habits
happiness
Hay, Louise
heart
assets of the
liabilities of the
Hei, Rabbi Ben, on effort
HELOC (home equity line of credit)
Hicks, Esther
Hicks, Jerry
higher-risk real estate
condos as
expensive or cheap houses as
house flipping as
properties purchased “sight unseen” as
raw land as
real estate investment trusts as
timeshares as
Hill, Napoleon
on desires
on destiny
on goals
on limitations
on waiting
home (your residence)
buying multi-family home as
house-sharing in
keeping as rental after moving
as liability vs. asset
single-family, bought as an investment
using mortgage strategies with
home equity line of credit (HELOC)
home equity loan
home warranties
house-sharing
to reverse negative cash flow
through lease/sublet
in your own home
identity theft
illiquid funds
Individual Retirement Accounts (IRAs)
impact of fees on
self-directed
Solo 401(k)s vs.
inexpensive houses
inflation
inheriting property
inspecting properties
interest-only mortgages
Internal Revenue Service (IRS)
investor clubs
Investors United School of Real Estate Investing
IRAs, see Individual Retirement Accounts
Ironic Process Theory
IRS (Internal Revenue Service)
Jefferson, Thomas, on taking action
job, as means to an end
The Johnston Cos
Jones-Cox, Vena
Keller, Gary
on “bread and butter” homes
on living dreams
on living life
on money
on real estate
Kiyosaki, Kim
Kiyosaki, Robert
on assets
on good debt
on liabilities
on luck
on profits of accounts
on stock market
on your home
Knight Capital
knowledge, building your
landlord’s rental, purchasing your
LaPorte, Danielle
on action
on goals and habits
on legacies
Law of Attraction
lease option
leases, month-to-month
lease/sublet
Level I Goal
Level II Goal
Level III Goal
Lewis, C.S., on eggs
liabilities
of the heart
of the mind
of the pocket
turned into assets
loaning yourself money
MacFarland, Matthew
Madoff, Bernie
maintenance of properties
mantra
market risk
Marley, Bob
on freeing the mind
on what one sows
marriage, acquiring property at
Matthew 17:20
Miller, George, on account fees
The Millionaire Next Door (Thomas J. Stanley and William D. Danko)
mind
assets of the
liabilities of the
as most powerful asset
overcoming roadblocks of the
mindset
minimum required distribution (MRD)
money
needed for retirement, calculating
rethinking
running out of
money market accounts
mortgage interest
Mortgage REITs
mortgages
creative
FHA
financial self-sufficiency before paying off
interest-only
monthly payments on
for multi-family homes
optimal terms for, by age
paying down
paying off
refinancing
term of
traditional
when renting out your home
moving, keeping house as rental when
MRD (minimum required distribution)
multi-family home
for achieving goals
as property to meet Level III goal
in 1031 Exchanges
for those over age 60
for those over ages 40–60
for younger investors
as your residence plus rentals
mutual fund-based retirement accounts
and ability to loan money to yourself
dollar cost averaging with
employer matching with
growth in value of
mutual funds companies
nest egg
nest egg retirement model
401(k)s in
pensions in
retirement accounts in
risks of
Social Security in
threats to, see threat(s) to nest egg model
net worth
New Thought
New York Stock Exchange
Niebuhr, Reinhold, on serenity
Nin, Anaïs, on courage
non-electronic accounts
Olen, Helaine, on financial advisers
owner financing
partnering, acquiring properties by
passive income, active approach to investing for
Patton, Wendy
penalties, on early use of retirement accounts
pensions
perseverance
Peter, Irene, on safety
Peterson, Jonathan, on Social Security
Pillay, Srinivasan
PITI
Plato, on attraction
Platten, Rachel
assets of the
liabilities of the
Ponzi schemes
positive thinking
power of the mind
PRE (Primary Residence Exclusion)
Primary Goals
beyond Level III
Level I Goal
Level II Goal
Level III Goal
Primary Residence Exclusion (PRE)
procrastination
“properties-as-team” approach
property management
and fears of owning rentals
for inherited properties
for maintenance and repairs
for other owners
for owners in custody battles or divorces
for rental owners over age
and vacancies
property values
purchase-money mortgages
purchasing properties
with seller financing
with traditional purchase
from your landlord
Quimby, Phineas
ransomeware
raw land
real estate agents/brokers
real estate bubble
real estate cycles
real estate investment trusts (REITs)
refinancing
reinvesting, to build net worth
REITs (real estate investment trusts)
relationships
rental property(-ies)
acquiring, see acquiring properties
benefits of owning
for diversification and a safety net
for financial comfort
goals for
keeping your house as
with negative cash-flow
with paid-off mortgages
risks with
rent amounts
rent to own
rent with option to buy
repairs
required minimum distribution (RMD)
rethinking issue(s)
of assets and liabilities
of money
of spending
of your capability
Retire Happy (Richard Stim)
retirement
acquiring properties with money from
fear and excitement about
happiness in
nest egg model for, see nest egg retirement model
personal responsibility for
retirement accounts
age for withdrawing funds from
401(k)s as
getting best returns on
mutual fund-based
Roth-type
rules and restrictions for
Ridgeway, James, on fees on accounts
risk (in general)
financial
with 401(k)s
with lease/sublets
of mortgage interest
risk(s) of rental property investment
control over
costly repairs as
drop in property values as
illiquid funds as
mortgage interest expense as
tenants from hell as
and types of higher-risk real estate
vacancy as
risk(s) with mutual fund-based accounts
electronic and cyber-related
with financial advisers
stock market changes and
risk tolerance
RMD (required minimum distribution)
Rogers, Will, on strangers
ROI (return on investment)
R.O.R.E. (Retire on Real Estate) Blueprint for Success
Roth-type retirement accounts
benefits of
self-directed
withdrawing funds from
running out of money
Saint Francis of Assisi, on the impossible
savings accounts, interest on
scams
screening tenants
SEC (U.S. Securities and Exchange Commission)
The Secret (movie)
self-confidence
self-directed IRAs
self-directed Solo 401(k)
self-directed Solo Roth 401(k)
self-doubt
self-sufficiency, see also Level III Goal
seller financing
selling property
with negative cash flow
in 1031 Exchanges
Shaw, George Bernard, on change
shopping
“sight unseen” purchases
single-family home, as an investment
SMART goals
Social Security Administration (SSA)
Social Security benefits
Solo 401(k)
Solo Roth 401(k)
Sommer, Jeff
Sony Pictures
spending
SSA (Social Security Administration)
Stanley, Thomas J.
starter homes
start-up capital
Stim, Richard
stock market cycles
stock market risk
Stone, W. Clement, on asking
strategies for acquiring properties
for ages 20–40
for ages 40–60
for ages 60+
and mortgage terms
subconscious mind
sublets
support, for achieving your goals
taxes
and deductions for rental properties
and depreciation on properties
on funds in self-directed 401(k)s
on funds in self-directed IRAs
and Primary Residence Exclusion
on retirement accounts
on retirement account withdrawals
with Roth-type retirement accounts
with seller financing
on Social Security benefits
TCRS (Transamerica Center for Retirement Studies)
technology errors
1031 Exchanges
tenants
from hell
for house-sharing
theme song
Thermostat Change and Results Theory
Think and Grow Rich (Napoleon Hill)
threat(s) to nest egg model
fees as
risk as
running out of money as
Thrift Savings Program (TSP), see also 401(k)s
Time magazine
timeshares
Total Extra Needed
trading up
traditional purchase of property
with mortgages
using real estate agent or broker for
Transamerica Center for Retirement Studies (TCRS)
TSP, see Thrift Savings Program
Turner, Brandon
Twain, Mark
on security
on stock speculation
Ultimate Goal
Unrelated Business Income Tax (UBIT)
Unrelated Debt-Financed Income (UDFI)
U.S. Department of Labor
U.S. Federal Bureau of Investigation
U.S. Government Accountability Office (GAO)
U.S. Securities and Exchange Commission (SEC)
vacancies, risk of
vacation properties
VA loans
Vanguard REIT Index
Vernon, Steve
Veteran’s Administration (VA) loans
Washington, George, on truth
wealth
Wegner, Daniel
Weinberg, Rabbi Noah, on decisions
Williamson, Marianne, on deepest fear
willingness
withdrawals from retirement accounts
women, advice for
Wright, Frank Lloyd, on building