Whoever controls the volume of credit in any country is absolute master of all industry and commerce.

—James A. Garfield, 20th President of the United States

O Fortune

Like the moon you are changeable,

Ever waxing and waning.

Hateful Life first destroys wealth and then gives abundance

As Fantasy takes over.

Poverty and power are, in turn, melted like ice.

—Carl Orff, “O Fortuna,” Carmina Burana