Notes

Preface

1. http://content.time.com/time/magazine/article/0,9171,2019628,00.html.

Chapter 1

1. Employee Benefit Research Institute, March 2010.

Chapter 3

1. www.fool.com/retirement/general/2012/10/15/17-frightening-facts-about-retirement-savings-in-.aspx.

2. www.ebri.org/pdf/briefspdf/EBRI_IB_03-13.No384.RCS2.pdf.

Chapter 4

1. http://healthyliving.msn.com/blogs/daily-apple-blog-post?post =99263c66-d36b-4a8c-ac93-50db5ed17d7e.

Chapter 5

1. Silverstein, Shel. The Giving Tree. (New York: HarperCollins, 1964).

2. Shaw, George Bernard. Pygmalion. (New York: Simon & Schuster, 2001).

3. www.bankrate.com/calculators/mortgages/mortgage-loan-payoff-calculator.aspx.

Chapter 7

1. www.ssa.gov/pressoffice/basicfact.htm.

2. http://online.barrons.com/article/SB10001424127887323308504579085220604114220.html.

3. www.pbgc.gov.

4. www.dummies.com/how-to/content/how-much-will-i-get-from-social-security.html and https://faq.ssa.gov/ics/support/KBAnswer.asp?questionID=1798.

Chapter 8

1. Refers only to the income piece you can measure rather than overall return.

2. http://finance.fortune.cnn.com/2012/02/09/warren-buffett-berkshire-shareholder-letter/.

Chapter 9

1. www.mhinvest.com/files/pdf/SBI_Single_Best_Investment_Miller.pdf.

2. As of the writing of this book, the rate sat at roughly 2.75 percent.

3. The Intelligent Investor, p. 90.

4. https://personal.vanguard.com/us/funds/snapshot?FundId=0695&FundIntExt=INT.

5. “Average Asset Allocation investors” are those invested in life-stage funds, life cycle funds, target date funds, and balanced funds, as defined by the Investment Company Institute. The 2.3 percent represents the 20-year annualized returns for those invested in asset allocation funds.

Chapter 10

1. www.today.com/id/27045699/#.UqaizGTF3Wo.

2. www.napfa.org.

3. Career Builder Survey 2009.

4. U.S. Census Bureau, 2010.

5. Ibid.

6. Employee Benefit Research Institute (article posted March of 2010).

7. Ibid.

Chapter 11

1. www.nytimes.com/2013/05/15/booming/free-from-work-and-seeing-the-world-on-a-budget.html?_r=0.

2. www.thevillagesfloridabook.com/82-cool-facts-the-villages/.

3. www.ncbi.nlm.nih.gov/pmc/articles/PMC3697076/.