Key Terms

  1. benefits mix ,366

  2. coinsurance ,363

  3. Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 ,374

  4. contributions ,363

  5. copayment ,363

  6. deductible ,363

  7. defined benefit plan or pension ,381

  8. defined contribution plan ,381

  9. employee benefits or indirect compensation ,361

  10. Employee Retirement Income Security Act (ERISA) ,380

  11. Family and Medical Leave Act (FMLA) of 1993 ,372

  12. flexible or cafeteria benefits program ,363

  13. Health Insurance Portability and Accountability Act (HIPAA) ,374

  14. health maintenance organization (HMO) ,376

  15. health savings account (HSA) ,378

  16. high-deductible health plan (HDHP) ,379

  17. Medicare ,369

  18. Patient and Affordable Care Act (PACA) ,375

  19. Pension Benefit Guaranty Corporation (PBGC) ,380

  20. portable benefits ,380

  21. preexisting condition ,374

  22. preferred provider organization (PPO) ,377

  23. premium ,376

  24. Social Security ,367

  25. supplemental unemployment benefits (SUB) ,371

  26. unemployment insurance ,370

  27. vesting ,380

  28. workers’ compensation ,369

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