State Grant Programs
Many states, especially the most populated states, offer their own internal grant programs. These programs are meant to be a complement to the Pell and other federal grants. For the most part, you must be considered a resident of these states to participate in these programs—something that might take a student a year or more to gain if moving from out of state.
The majority of states have a separate application deadline for state-based financial aid, so it is important to ensure that you know exactly when your application’s deadline is. Further, some states require a student to submit an additional form besides the federal FAFSA form, so be sure to read the application requirements carefully.
The Least You Need to Know
• Grants are essentially free money and should always be applied for even if you don’t think you can qualify.
• A completed FAFSA form is absolutely necessary to be considered for all federal and most state grants.
• Parents and students should attempt to estimate their Pell Grant eligibility to help shape their remaining financial aid efforts.
• If you qualify for the Pell Grant, you might also qualify for thousands of dollars in additional grants, based both on financial need and academic merit.
• State grants can offer substantial funds for low-income students but require a separate application, often with a different deadline than federal aid.
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