$________ Annual tuition for college (in today’s dollars)

+ $_______ Room costs (enter on-campus annual cost or off-campus monthly costs × 12)

+ $_______ Board costs (enter annual cost of dining plan or monthly food costs × 9)

+ $_______ Book costs (enter one semester’s estimate of costs × 2)

Line A: Subtotal of annual direct costs = $__________

$________ Annual travel costs (airfare for holidays, hotel for parents’ weekend, costs of moving)

+ $_______ Leisure travel costs (spring break, road trips, and so on)

+ $_______ Medical costs (enter only new costs such as insurance or student health fees)

+ $_______ Campus and student activity fees (flat fee charged by campus)

+ $_______ Greek life or club expenses or dues

+ $_______ Technology

+ $_______ Furnishings

+ $_______ Clothes

+ $_______ Lost income

Line B: Subtotal of annual indirect costs = $__________

Line C: Total of annual costs (Lines A + B) = $__________

$ ________ Tuition negotiation and discounts

+ $ _______ Discount for being college employee

+ $ _ AP/IB classes (cost of classes opted out of)

+ $ _ CLEP and other exams (cost of classes opted out of)

+ $ _______ Alternative classes (total difference between primary college’s cost for classes and cost of alternative classes that will be taken)

+ $ _______ Off-campus or residential advisor housing savings

+ $ _______ Savings on board (meals)

+ $ _______ Savings by renting texts/purchasing used books

+ $ _______ Savings on technology purchases (divide by expected years until graduation for purposes of estimating an annual cost)

+ $ _______ Travel savings (10 percent of your estimated travel costs)

Line D: Subtotal of annual cost savings = $_______

Line E: Annual costs after savings (LineC-Line D) = $_______

To correctly adjust the cost of each year of college for inflation, insert your total annual costs from Line E for each year below where college costs will occur. If no costs will occur, put a “0” on the total cost line. The total of all these years are added up to determine your inflation-adjusted college costs.

Line F: Total inflation-adjusted cost for all years of college = $________

$________ Line F: Your unique inflation-adjusted college costs (total of all years)

- $_______ Money saved specifically for that student

- $_______ Total financial help expected from others for all years of college

- $_______ Total expected scholarships for all years of college

- $_______ Any previous amounts figured into your budget to pay for college (totaled for all years)

Line G: Your total unmet college cost = $__________