The rules can be quite complex and should be thoroughly discussed with someone’s benefits contact within the military, but here are the basics:
• Benefit amount—The amount transferred is the unused portion of the original service member’s amount. So if he has used half, his spouse or child could use only the remaining half.
• Housing allowance—No housing allowance is offered by the military under transferred benefits.
• Length of service required—The service member must have served at least six years active duty, National Guard, or Select Reserves, plus have enlisted for four more years.
• Time limit to use benefits—Spouses have 15 years from the service member’s retirement or date of active-duty death to use his benefits. Children have until their 26th birthdays to use benefits.
• Control over benefits—It is at the service member’s discretion whether a spouse, an ex-spouse, or a child can use the benefits. Further, the service member can revoke someone’s right to use it at anytime, even after that person’s education has started.