ACKNOWLEDGEMENTS

I would like to thank all of my colleagues at Bloomsbury Wealth Management for the great job they do looking after our clients, which enables me to bury myself away researching and writing about private wealth planning.

Particular thanks to my colleagues Carolyn Gowen, Charles Wood and Robert Lockie, who kindly reviewed several of the chapters and offered useful feedback. A special thanks to Robert for creating many of the graphs and charts based on my spidery handwritten sketches. Thanks also go to my long-serving assistant Elaine McErlean for all that she does to support me.

Thanks also to the following individuals for reviewing various chapters: Jaskarn Pawar, David Lane, Jane Lee, Karen Barretto, Alan Pink, Sam Adams and Gavin Francis.

Special thanks to Tim Hale of Albion Strategic for allowing me to reproduce a number of graphics and insights from the research reports that he prepares for my firm, and for his assistance in sourcing data.

I would like to thank the following organisations for providing research, data or other resources: Barclays; Canada Life International; CEG Worldwide Inc; Dimensional Fund Advisors Inc; Finametrica Pty; FTSE; Fitz Partners; Morningstar; Raymond James Investment Services Limited; and Vanguard Group.

I would like to thank my editor Chris Cudmore for commissioning the second edition of this book and Lucy Carter, Melanie Carter and their colleagues at Pearson Education for pulling together this edition.

I would also like to acknowledge the families with whom I have had the privilege to work over the past 25 years and who put their trust in my firm to help them make good financial decisions. Those experiences gave me the motivation to write this second edition.

As always, any errors and omissions in this book are mine, but any value that is created from its contents is yours.

Jason Butler
September 2014