Applications that utilize financial information, such as credit card information and personal banking, are required to be encrypted and secure. iOS devices will not acquire these apps without an Apple ID and password. Even if you have the user's Apple ID and password, the data extracted should still be encrypted. Some examples of financial applications include Google Pay, Microsoft Wallet, PayPal, Apple Pay, and in-app purchases. When you examine a device, you may see that the app was installed with the associated application metadata, but account information and transactions will not be accessible.