1. Apple, Inc., 2016 10-K (Annual Report), October 28, 2015, http://files.shareholder.com/downloads/AAPL/1472539743x0xS1193125-15-356351/320193/filing.pdf (accessed February 7, 2016).

2. “6 Sources of Bootstrap Financing,” www.entrepreneur.com/article80204.html (accessed February 7, 2016).

3. Thomson Reuters, PayNet Small Business Lending Index, January 2005–December 2015, http://paynetonline.com/issues-and-solutions/all-paynet-products​/small-business-lending-index-sbli/.

4. U.S. Small Business Administration, “Microloan Program,” http://sba.gov.

5. Christina Warren, “Pebble Smart Watch Delivers on Kickstarter Promise and More,” August 31, 2013, http://mashable.com/2013/08/31/pebble-smart-watch-review (accessed February 7, 2016).

6. “Social Media Mavens: A Look at the Top 10 Technology Venture Capitalists on the Web.” OpenView Partners, http://openviewpartners.com/report/social-media​-mavens-a-look-at-venture-capitalists-on-the-web/ (accessed February 7, 2016).

7. Herón Márquez Estrada, “Carver County Contrite about Tax Goof, but Residents Fuming,” Minneapolis-St. Paul Star Tribune, December 12, 2007, www.startribune.com/local​/west/12448481.html.

8. “The Rationale of International Financial Reporting Standards and Their Acceptance by Major Countries,” Weets, Veronique. QFinance, http://www.financepractitioner.com/accountancy-best-practice/the-rationale-of-international-financial-reporting-standards-and-their​-acceptance-by-major-countries, Accessed February 8, 2016.

9. “2013 Sarbanes-Oxley Compliance Survey,” May 2013, www.protiviti.com/SOXSurvey (accessed March 4, 2014).

10. Nike, Inc., 2015 Annual Report, May 31, 2015, http://s1.q4cdn.com/806093406/files/doc_financials/2015/ar​/index.html (accessed February 8, 2016).

11. Starbucks Corporation, 2013 Annual Report, September 29, 2013, http://investor.starbucks.com/phoenix.zhtml?c​=99518&p=irol-reportsannual (accessed March 5, 2014).